AmeritasReviews of ameritas.com

Do not trust this company with your personal information. Their underwriting department engages in gross data fabrication. They took basic, proactive marriage counseling from my past and intentionally twisted it on my record as a clinical "Anxiety Disorder" to artificially inflate my risk profile. Let me be perfectly clear: I have never had a clinical diagnosis of anxiety, and my attending physician explicitly confirmed there is zero clinical basis for it. Yet, this company weaponized these distorted, false medical markers and published them to the global MIB clearinghouse, blacklisting me from getting standard insurance coverage across the entire domestic market. When caught red-handed, their compliance and dispute department completely failed. Their "reinvestigation" is a fraudulent rubber-stamp operation. They willfully refused to fix their verified inaccuracies, actively engaging in corporate defamation. They operate with a total disregard for the Fair Credit Reporting Act (FCRA) and have caused me immediate, severe financial damage. They are reckless, incompetent, and fully prepared to sabotage a consumer's life rather than admit an underwriting mistake. I am actively escalating this case before the CFPB, the FTC, and the State Insurance Commissioner. Take your business anywhere else unless you want your reputation ruined by corporate data fabricators.

They do not appear to honor their waiting period policies and cause grief to the dental offices (and patients) trying to process claims and communicate, etc., taking way too long. I got a 'bill overdue notice' before receiving the 'bill'. Mostly non-existent customer service. Tried numerous times to simply sign in. They had numerous ways to block that and forced me to re-verify my account by email w/the UNBLOCK and the CODE methods which absolutely failed. Need HUGE passwords that I must have entered 10 times w/all the verification BS and all I ever got was 'UNABLE TO SIGN IN' w/no explanation. I NEVER got a reply from their email address('s) and now all of them pop-up 'INVAILD EMAIL ADDRESS'. [Not a good sign.] Multiple phone numbers w/different auto-info. When finally speak to someone guess what they say; 'It would be better if you 'emailed' your concerns so we could have a better look at 'your' problem. Absolutely no way to accomplish this of course. My 'problem' was in signing up w/this loser outfit from the get go. Now I must start over again w/new insurance and w/new waiting periods. My guess is they are defunct in relatively short order (I hope).

Worst company in the world. They pretend to not keep records and defraud the elderly, like my mom, to the point of being more expensive than their fix income. Their initial life insurance policies claimed that compounded interest would cover this. WRONG! Compounded interest disappears when people get old. Just the worst and most disgusting company in the world.

Zero stars are not an option. Pay $108 a month for my daughter and me. Have had plan for 5 years. Just found out that after all this time they still only cover $1200 a year for work. Save your money, find another place..

I started employment 4 months ago, and had a crown crack in half. I went to the dentist and because this is considered "Major" - I have to wait twelve months to get fixed or pay the dentist out of pocket 8k. I will be canceling my Ameritas coverage as soon as open enrollment comes up. YOU AR WAY BETTER OFF WITH ANYTHING OTHER THAN AMERITAS - FALSE SENSE OF SECURITY WHEN IT COMES TO DENTAL EXPENSES!

I'm a new client. within 1 months of staring on Ameritas they denied a procedure. My dentist is in-network and she's surprised at this. They appealed and got someone who didn't understand what they were reading who told them it was denied. I phoned and the woman was nice and checked with others. It was obvious that she was struggling to explain what the problem is - meaning it's ridiculous. Finding out if I can cancel this dental insurance.

We pay $198 a month for dental for our children. Well my son had two baby teeth that just needed a little help coming out and my daughter needed a filling for one cavity. We were behind on a month because of a card switch. My husband called and talked to someone and made a payment and she said just make another payment in 2 weeks and you will be caught up. So we were going to do that next week. Woke up this morning and saw they drained our bank account and took $400 out. And it's SATURDAY MORNING. WE HAVE NO MONEY FOR THE WEEKEND TO EAT OR DO ANYTHING. Our dental bill for taking our kids to the dentist is $280 because Ameritis doesn't cover anything!! What are we paying $200 a month for if we still have to pay out of pocket $300 for a routine visit to the dentist!! Canceling my plan and hopefully getting my money back

Signing up with Ameritas dental was one of the worst descisions I have made. Do not listen to customer service. I was told I was covered for a certain procedure but come to find out it was 8 days before the 6 mo major was covered... another rep said it was a year. So they don't even understand their own policies. I was then told I could send in a one time appeal. But that was also denied. If I would have been told the truth I could have waited 8 days to save me $4k. I have cancelled my policy. I cannot recommend a company that does this and not stand with what their employees state.... No to Ameritas