ZinchReviews of zinchfin.com

The start process was great- the underwriting was tough, long, and often I had to reach out to find out if anything was happening and when. It was frustrating having to follow up so much because it’d be days before I heard anything.

Not as easy or quick to get funded as the sales pitch says.

They responded in a timely manner and professional manner. However to be more candid....i was told if my average sales per month are $20,000 they can loan me approximately $10,000. So at $250k a year gross dont expect much. I tried to find out their process and lending amounts through research but found nothing. So i thought i would share this tid bit of information. I was better off going through square capital or pay pal for more funding and seems from the info provided a better rate for payback. Also....they do run your credit and outsource funding. Again they werent bad but its a lot of documentation to find out they want to give you not so much. I didnt have any specific amount i wanted. I just found that my business didnt need your services. I qualified....Just not worth the fees they charge. I think the company should be more open to how they work. They do not fund their own loans.

Its a company that's good on service but usually at a higher price than competition. Trouble is if you get them a quote from elsewhere and ask them to match or beat.. they say they can't do it.