Arthur F.
Real scam
Fake app for scam the newbies, no wallet but only some fairy fake tokens, you send it it’s game over, avoid it at all costs

Zeal is a new generation European financial app that combines a secure self-custody wallet with a Visa card, Apple/Google Pay, and EU IBAN transfers. Unlike banks or exchanges, your money always stays under your control — no routine freezes or hidden conditions. You can earn up to 5% (variable, not guaranteed) on your balance while using the same account for everyday payments, online purchases, or transfers. With clear fees, fast onboarding, and a simple design, Zeal makes it easy to deposit, earn, and spend in one place.Key benefits:- Self-custody by default: you control your keys and funds- Earn & Spend in one balance: up to 5% (variable) yield- Full utility: Visa card + Apple/Google Pay + EU IBAN- Everyday ease: fast onboarding, transparent fees, no freezes- Trusted setup: European partners, security audits, clear rules
Zeal (zeal.app) has 23 customer reviews on Five Star Index, with an average rating of 3.9 out of 5.
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Arthur F.
Fake app for scam the newbies, no wallet but only some fairy fake tokens, you send it it’s game over, avoid it at all costs
Andres
1 star. Do not trust Zeal or Gnosis Pay with your money. Exactly 14 days ago I sent a small test amount of 7.34€ in ETH from my Trezor wallet to top up my Gnosis Pay card through the Zeal app. The transaction is STILL showing as “Pending”. Fourteen. Full. Days. This was only a test to check if the system worked before sending real money. It failed spectacularly. According to Gnosis Pay’s own help centre, pending transactions should clear in minutes. If they stay pending more than 10 days you should contact support. I did. Multiple times. Result so far: Zero useful response Zero explanation Zero resolution My ETH is stuck in limbo Zeal’s Discord and support channels are slow or ignore users. Gnosis Pay just points back to Zeal. Classic finger-pointing. This is not a “small glitch”. This is a complete failure of a basic function (topping up a card) on a product that markets itself as self-custodial and reliable. If they can’t process a 7€ test transfer in two weeks, how can anyone trust them with larger amounts? I will escalate this to their official complaints email, to Monavate, and to consumer authorities if needed. Until this is fixed and I get my money back (or properly credited), I cannot recommend Zeal or Gnosis Pay to anyone. Update will come when (if) they finally resolve it.
Yixiang Jordan X.
I left enquiry to customer twice , and almost two weeks, no reply. Every time it shows answer within 4 days. This is such a terrible team. Avoid this app!
Response from ZealFeb 4, 2026
Hi, thank you for your feedback and we’re sorry to hear about your experience. We understand how frustrating it is to wait for a response, especially when an expected timeframe is shown. This is not the level of service we aim to provide, and we apologize for the delay. We’d like to look into what happened and help resolve your enquiry. Please reach out to our support team again through the official channels or reply to your existing request so we can review it as soon as possible. Thank you for bringing this to our attention. Your feedback helps us improve.
Jordan X.
very slow customer service! can't believe that in 2026, a customer service online would only promise to return message within 4 days! terrible avoid!
Response from ZealJan 19, 2026
Hello Jordan! We are very sorry that you have had such a bad experience with our customer support. If you would like to, please provide us with more information so we can help you out. Thank you, and we apologize for the inconvenience.
Werner Weisker (TEL 09651 9.
In der Werbung kommt es nicht rüber aber auf der Webseite schreiben Sie es unterm Kleingedruckten wir sind nicht reguliert das Geld unterliegt Schwankungen der Ertrag unterliegt Schwankungen und man kann mit einem Totalverlustes Geldes rechnen das Schreiben sie selber auf ihrer Webseite in der Werbung wird das heruntergespielt durch die einfache Frage desjenigen da ist doch ein Haken an der Sache ja der Haken ist es ist woanders festgelegt und es kann ein durchaus ein Totalverlust geben Vorsicht bitte ich bin angelockt gewesen durch die Werbung. Zitat Geschäftsbedingungen:ZUR VERDIENUNG: Kapitalrisiko ¹ Die aktuelle jährliche Rendite (6 % p. a.) ist die in Echtzeit berechnete annualisierte Rendite. Sie ist nicht fix und unterliegt Marktschwankungen. Die Vermögenswerte befinden sich auf den dezentralen Finanzplattformen Sky und Aave , wo die Rendite in digitalen Währungen, den digitalen Versionen von USD (sDAI) und EUR (EURe), erwirtschaftet wird. Ihr Kapital ist gefährdet und Ihre Vermögenswerte sind nicht durch staatliche oder private Einlagensicherungssysteme geschützt. Sie tragen alle mit Ihren Einlagen verbundenen Risiken und können Ihr gesamtes Kapital verlieren.