Renan C.
Abusive charges, credit destroyed, and complete neglect toward my family
We signed a contract with Wyndham in May 2024, trusting we were buying a practical and flexible vacation solution for our family. However, from the very beginning, everything was extremely bureaucratic and frustrating. It was necessary to book with significant advance notice, and even then, popular dates were always unavailable. Several of our attempts to schedule vacations were automatically canceled, and we were consistently directed to the worst periods, which made it virtually impossible to enjoy any trip as a family. The type of contract we were sold gave us access only to inconvenient or low-demand dates. In September 2024, due to severe financial hardship, we stopped making payments. Since then, we’ve sent multiple formal cancellation requests, including a certified letter with return receipt delivered in April 2025, but we never received any response. We even went in person to Wyndham Destinations’ office in Orlando, where we were told that nothing could be done there and that we would need to resolve the issue in Los Angeles. A Portuguese-speaking agent later contacted us and clearly stated that cancellation was not possible, even after we explained the critical situation our family is facing. Shortly after, Wyndham sent the debt to a collection agency, which immediately destroyed our credit scores, including those of the other co-signers on the contract. Now, we are unable to rent a new home, as our current lease ends in June. We have two young daughters — one undergoing neurological treatment for epilepsy, and another with severe food allergies — both of whom require stable housing and regular medical care. Despite all of this, Wyndham offered no support, no empathy, and no alternatives. Only silence and debt pressure. We are demanding that Wyndham acknowledge our formal request for cancellation, immediately suspend all charges, and remove the negative credit reporting that is currently affecting our ability to live with dignity. All documentation and evidence have been filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB) under official case records.
