Vern Fonk Insurance has been helping drivers in the Pacific Northwest for more than 60 years. We specialize in finding affordable auto insurance for people with a less than perfect driving record, even a DUI. No judgement, just insurance you can afford.
Vern Fonk (vernfonk.com) has 150 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
Also known as
vernfonk.com
Website
vernfonk.com
Category
Insurance
Location
Huntington Beach, California
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 100% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
It was easy to I communicate with this Company for auto and home insurance.
Response from Vern FonkApr 30, 2026
Thank you for contacting our agency for your insurance needs, we are happy to know you called our agent for your insurance needs. Have a great day!
MI
Michael
You know for the guy being there all…alone
You know for the guy being there all alone on a Saturday we did a pretty good job
Response from Vern FonkApr 30, 2026
We are happy to know our customer service department is taking good care of our clients and getting 5-star reviews. Have a great day!
ME
Meital
I honk because I love Vern Fonk!
Once again Hortencia went above and beyond to make sure I was getting the best coverage that fits my needs. She makes the process so seamless and stress-free. I look forward to continuing to work with her through Vern Fonk!
Response from Vern FonkMar 6, 2026
Thank you for having faith in us to get the job done, we are glad to have been able to help. Enjoy your day!
KI
Kim
Always a pleasure to work with Tim
Always a pleasure to work with Tim, very helpful
Response from Vern FonkMar 6, 2026
We are happy to know we have been successful in assisting you with your insurance needs. Have a great day!
RS
Rob S.
I just want to thank Desiree for…
I just want to thank Desiree for turning my frustration into a pleasant experience. I hope to see More of your talent in the future.
Response from Vern FonkFeb 16, 2026
Thank you for sharing your experience with us today. Remember, our team is always there to help you with your insurance needs. Enjoy the rest of your day!
NI
Nicholas
Janine is great!
Helpful, met my expectations.
Response from Vern FonkFeb 12, 2026
Thank you for sharing your experience with us today. Remember, our team is always there to help you with your insurance needs. Enjoy the rest of your day!
NE
Ness
Terrible!!!
Terrible!!!! They are all scammers!! Who ever you talk to at National General will try their best to get any dollar from you. Cancelled through email to the agency National General provided, which is Vern Fonk insurance services, one day before end of policy, I sent several emails and never received a response, got worried so I called, which I don’t want because I prefer everything to be documented. I got directed to a woman that might have been on call because she was clearly having a bbq with her family and I heard them all yip-yapping. I told her of the situation and she cancelled the policy right there because it hadn’t yet. Then she’s trying to get me to pay 65$usd for cancelling early. I was baffled because I told her I just didn’t not want to renew and she tried to scare me that if I didn’t pay it would go to collections, she got the wrong one because I wasn’t going to pay anything to her or the company. I literally had to tell her ‘no’ about 5 times until she said I would need to speak to another associate, but I hung up and went back to emailing again. I wrote a very long email and they responded with I owe now $40usd. I wrote another long email and the next day it was at $0. But then I get another email that was not encrypted some link to go to, but they are not gonna fool me, so I went to my account and it said $0, everything was paid in full.
Basically I would be weary about this company, their agents are money hungry too. And policies prices fluctuate every month, just terrible!!
Edit: I refuse to contact them for any reason. Why would I contact Vern Fonk or National General when they have already showed me their true colors. They showed me how they do business by just taking my money and not servicing me when needed. Now they want to fix the issue when I’m no longer doing business with them which is pointless. If they weren’t up to parr when I was giving them my hard earned money, there’s no way my one little review will change how they do business. It’s disappointing because I trusted them for years, thinking I was given the best auto insurance rate but they keeps going up, about 8$ usd every month, and when I had a issue and contacted Vern Fonk email provided by National General they don’t respond, I don’t think that contact information is even valid. Don’t be fooled either by their agents, they are very nice and convincing at times, DO NOT BUY IT!
I WAS a customer for three years until I had enough of my rate going up constantly. I can show you proof, this is a valid review! Bye forever! You lost a good one.
Response from Vern FonkJan 27, 2026
Hi Ness,
Thank you for taking the time to share your experience. We're truly sorry to hear that your interactions with our agency left you feeling frustrated and unsupported. That’s not the level of service we strive to provide, and we appreciate your honesty in pointing out where we fell short. We’d like the opportunity to make this right. If you're open to it, please reach out to us directly at (888) 443-4662 so we can review your case and ensure you get the clarity and assistance you deserve. Thank you again for your feedback—it helps us grow and serve our clients better.
BE
Ben
They always seem to find me the best…
They always seem to find me the best deal
Response from Vern FonkDec 29, 2025
Thank you for sharing your experience with us today. Remember, our team is always there to help you with your insurance needs. Enjoy the rest of your day!