UpEquity is a veteran-owned real estate tech company with a mission to create more equal access to the American Dream.The UpEquity Trade Up program is designed to help homeowners buy before they sell. We specialize in removing home sale contingencies and unlocking equity so that you can make a winning offer on your dream home.
UpEquity (upequity.com) has 80 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
Also known as
upequity.com
Website
upequity.com
Category
Investments & Wealth
Location
Austin, Texas
Listed on Five Star Index
2026
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Most recent review: October 2026.
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Tim and team to include Bikal and others are outstanding to say the least. One of the easiest and most reliable people to work with since my 30 years of owning and refinancing properties. Thanks guys and be safe.
KA
Kat
Highly recommended!
I worked with Bikal at UpEquity and it was fantastic! They were very easy to work with and this was the fastest and least expensive refinance I've ever seen. Very impressed and would recommend to anyone.
RH
Rick H.
Awesome Refinance Experience!
Just refinanced my existing home mortgage through UpEquity and United Wholesale Mortgage. Great rates, low refinance costs, and very responsive service. My loan officer, Robert Reagan, was fantastic. Always answered my calls, day or night, and provided great reasonable answers. The documents required weren't oppressive and ever changing as I've experienced in other refinancing. Closing was a little messy but every closing I've been through has had some dicey moments and this wasn't an insurmountable problem. I'm confident they will learn from it and get better. Highly recommend Robert and the folks at UpEquity, you won't be disappointed; top notch service.
JB
Joanne B.
Highly recommend!!!!
Highly recommend, I had the great pleasure in having Robert help me with our VA IRRRL, he was professional, friendly and very knowledgeable, who made the entire process not only easier, but also efficient and we closed quickly! Would absolutely recommend to all and use again! Many thanks, Robert H.
SH
Sara H.
Best lenders out there!
I’ve been a REALTOR™️ for 15 years and I’ve never worked with a lender more on top of it than this group! Their cash guarantee makes your buyer’s offers unbeatable. Got the job done professionally, well before closing and were a joy to work with! Highly recommend and my go-to for all future deals.
BE
Benson
Best refinance experience ever!
Best re-finance experience ever! I have bought and sold multiple homes and this has been by far the easiest and fastest experience of them all.
The team at UpEquity has been prompt, responsive, and extremely knowledgeable through the entire process. I would highly recommend their services!
MA
Maggie
100% recommend UpEquity!
As a real estate agent, my standards for mortgage services are higher than most. When my husband and I applied for our most recent home purchase, they beat EVERY other lender on interest rates by a mile with the unexpected perk of a user-friendly tech experience. Moreover, I can’t imagine anyone better to work with than Tim Herman and his partners at Up Equity. They are consummate professionals with a start-up's customer focus and personalization. Their company mission is to make this process as simple and as inexpensive to the consumer as possible and they hit the nail on the head. In my opinion, they can't be beat and I would 100% recommend them.
BH
Brittany H.
UpEquity Performed a Miracle
My wife and I recently bought our first house, and even though my company handles many thousands of real estate assets every year, we felt a bit anxious. We were excited, we were nervous, we weren't sure quite what to expect of the whole process. It is always different when you are handling something for yourself versus handling the same thing for someone else. We were shopping our options when we were connected with Tim, the CEO at UpEquity. Tim was incredibly kind, very responsive, and not even a little pushy. He told us what we could expect, he was honest about what UpEquity was and was not capable of, and he was supportive when we needed it.
We asked for a LOT from UpEquity. We asked so much of them, that people would literally laugh at me when I told them what we were trying to do – and I work in the industry. We asked UpEquity to get us the hands down most competitive rate around and to get us closed, start to finish, in under three weeks. UpEquity came through with a miracle for us. Not only did they get us closed in 20 days, when we sat down at the title company, the woman we were working with said, “wow, this is the lowest rate I think I have seen.”
I could not possibly say enough nice things about UpEquity. The folks there actually cared. And not just Tim, everyone we ever spoke to was kind, sympathetic, and energetic about what we were trying to do. They were always on our side. When things were hard, they were encouraging, when people were moving too slow, they intervened, and when it was all said and done, they even sent us a perfect housewarming gift that showed they’d listened when we talked about ourselves and our likes and dislikes.
I don’t often write reviews, but I could not wait to write this one. I could not possibly feel more fortunate to have found UpEquity. They are a truly talented and dedicated group of people. Having worked with them once, I can’t imagine ever going anywhere else for a mortgage.