Rosemeryl
My husband with Parkinson's, got worse before trip and claim was denied!
My husband has Parkinson's Disease and we booked a trip with Norwegian. About 2 months before the trip my husband experienced a big change in his PD, so much so that I decided to cancel our trip because he would not be able to tolerate it. Our claim was denied due to "pre-existing condition". Well. Parkinson's has intermittent dips and peaks and what happened in the week I canceled was not a symptom he had previously experienced. We sent an MD letter. I spoke directly with the claims examiners a number of times, maybe I was allowed to because I am an RN. I finally asked the background of the claims examiner working on our claim. She proudly stated she had a degree in medical coding. I asked if there were any RNs NP's or MDs that could re-review our claim. "there aren't any"... I want to know how a company making medical claims determinations does not have a single RN or MD on staff. We are out of over $4000 and it is ridiculous. I've read many of these reviews and agree that no one should buy insurance from this company. I am going to call Norwegian. If we all complain to the cruise line, maybe they will fire these scheisters!



