Strategic ConsultingReviews of strategicconsulting.com

Terrible consumer service experience with Chris Lyon. Planned on moving forward with the program when I was in a car accident which led other things things being a priority. I was then almost bullied into trying to stick with the program and was told good luck considering bankruptcy would be my best option.

BAIT AND SWITCH SCAM ALERT!! Received a letter from Proper Funding Loan Acceptance Department stating... Brian, you have been pre-approved for a debt consolidation loan up to $32,500 and the programs low fixed rate of 3.85%. To take advantage of this offer, call 1-800-349-5242! Turns out Proper Funding is not even a registered business in MI. They are hiding behind a Po Box and a front for both Strategic Consulting and their partners in crime Infinite Law Group! It stated on the back... Prescreen and Opt-out notice: This "prescreened" notice of credit is based on information in your credit report indicating that you meet certain criteria. Instead of calling I went online the second option in the letter and filled out the form. The next day I received 3 phone calls and a text from Strategic Consulting. Third call I answered and was told to go online to get my offers. At which time I was then told there is no loan it is now a law firm by the name of Infinite Law Group that does not provide loans but rather negotiates with creditors to destroy your credit. When I pressed about the PRE APROVAL I was told by senior management to go on Google and look up what pre approval means. Yes, this is really what this scam artist tried to get me to do. I was NOT pre-approved as the letter stated and they never in-fact pre-screened my credit. He then stated exactly that. They never ran my credit for a pre approval. Odd since the letter I have clearly states they looked at my credit and I meet their criteria for a 32,500 loan at a rate of 3.85%! This is the decades old bait and switch SCAM! THEIR OFFER STATES I WAS DELCINED FROM 8-DIFFERENT LENDERS THAT HAD ME PRE-APPROVED FOR UPTO 32,500! TURNS OUT I WAS NEVER PRE-APPROVED FOR ANYTHING!

I got a thing in the mail that said I was pre approved for a super low APR loan, so I went online to apply only to be sent to a splash page saying someone would contact me to discuss further. This is where strategic consulting comes in. The mailer was from Loyal Lending, whatever that is. They take alllll your info, like your SSN# and want to know how much all of your bills are, they pull your debt up and show you all of your cards. They lie about their program. The reps are super nice, but this business is SHADY. What they don't tell you is that your credit will get WRECKED because you default on your credit cards for months all while this company takes your money. Fortunately I didn't sign up, I found out the deal before I signed any official paper work or had handed over my bank info. THERE IS NO SUCH THING AS A 0% APR LOAN.

Thieves?… I tried to cancel their program a day after we signed since I was explained the risks of potential lawsuits, they purposely ignored my calls and emails to keep the first payment as “fees earned”. None of the individuals I spoke with in this program are to be trusted

Well this company basically takes you from a problem to a bigger one. They will tell you sweet talk about 0 interest. And how that you will pay your debt in 3-4 years. But the catch is - once you signed the contract, they don't tell you that they will take 5-7 months negotiation with the creditor companies to settle to new balance so they will get paid the 35% reduction in the balance. Meanwhile, you are liable to these cards (they will tell you that they will take care of it, which of course it is not the case, because your name is still on these cards) and you are making monthly payments along that. I was lucky that I read all the reviews and pick up the catch and my salesman, Robert Chelminiski was annoyed about my questions about paying off my debt first bwfore making ang monthly payments. At the end, this is fradulant company that will actually take your money and won't solve your problem. The actual real debt consolidation (if your can find one because most of them are scam) to get lower rate for your debt, meaning some company will pay your debt and you will pay them with lower rate, THIS IS CALLED DEBT CONSOLIDATION. Beware folks from all these scam companies.

Strategic Consulting left out important details about their debt settlement program. The first person you speak to is a sales representative. They do not clearly explain the program. They sugar coat all the pros and leave out the cons. Part of their sales strategy is to keep you motivated about debt relief without revealing in detail what this program entails. The over all intent of companies like this is they know most people do not finish the program. They collect payments, people drop from the program, then they refuse to refund people's money even though they never settled any debts for them. I was connected with Level One Law. I cancelled my contract and revoked payment authorization less than a week after I signed. They still withdrew $491.90 from my account and now are refusing to refund my money. I was told and have paperwork saying I can cancel at any time without penalty or obligation to pay any fees. However, they are still trying to refuse to refund my money. This is definetely a scam and likely anyone's worts option for getting out of debt. Bankruptcy is a faster better option!! They are legally required to tell you "you understand bankruptcy may be a better option". That is because it is. Or finding a way to consolidate loans.

Complete and utter scam. Do not under any circumstances agree to enroll in the credit card debt consolidation plan. Like most 30 something year old's, I have built up credit card debt throughout my time in college, so this seemed like a great plan to get rid of my credit card debt. They show you this low monthly payment, the amount of interest you pay each month, but it's all smoke and mirrors. What they don't tell you until your already tricked is that this is not a loan. Essentially what you are doing is stopping payment on all your cards while Infinite Law Group (which I'm pretty sure doesn't actually exist) tries to negotiate down your balances. That means missed payments, late fees, and possibly getting sent to collections and having to go to court!. Once I realized this, I sent my cancellation form through certified mail, so I knew exactly when it arrives at this supposed law group. Sure enough, even though my letter arrived a week before my first payment was scheduled, they still charged my checking account. Oh, also, once you are handed over to the law group, you'll never hear from Strategic Consulting ever again; they'll completely ghost you. All in all, if you are thinking about doing this, you are better off touching a hot stove.

Lure you in with promises of low interest loans, promise you that their "soft pull" wont effect your credit score which is an absolute lie- other creditors can see the inquiry 100%, unscrupulous loan middle men