Stilt Inc.Reviews of stilt.com

I have no complaint so far as the loan closure is concerned: The entire process was extremely smooth. But their reporting to the credit bureaus is what is definitely malicious: they report loan opening to bureaus, but do not report monthly payments. I had my loan approved in June, they reported payments for July, August - but no reporting past that. It's already January of the following year, and I have no update on my credit reports. This is turn affects your credit score and debt tally. I have made constant payments to both my principal, installment - that would turn significantly lower by debt. I have tried informing them several times of this error, but to no avail. They should stop screwing borrower credit profile, by being diligent with the reporting to the bureaus.

I thought Stilt was a great company when they agreed to give me the loan that I was looking for with fair terms despite not great credit. They then prompted me to open a checking account and told me that I would receive: -$10 sign-up bonus - 5% cashback on interest for loan payments I opened the checking account. In addition, I'm paying a subscription to have my payments reported to the bureaus. 3 months after opening account, I have received none of the above. I keep being told my issue will be escalated and told to wait for things to process. I've been very patient in waiting and have never seen anything come through. I would think that with a customer having none of what they were promised coming through and having reached out 5-7 times, they would do a better job of following up, but I'm the one who has to keep following up, and it's been such a waste of time for me. So to recap, great if you have not-great credit and would like to get a loan. But don't expect great ongoing support with them and don't open a checking account with them.