Spot Pet InsuranceAmerica's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Showing 10,126 reviews with 5 stars · Clear filters
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Spot makes it really easy to submit expenses and get reimbursed. Getting things set up properly in the beginning of the coverage is important for a smooth process in the future.
Response from Spot Pet InsuranceJun 8, 2026
We're so glad to hear Spot makes expense submission easy for you! We appreciate your valuable feedback on setup.
Todd B.
Spot ins at approx. 25.00/mo. Is well worth it! When trouble hits,accident or illness,they are there at 90% reimbursement. Claims are relatively quick, about 10 days, and comprehensive coverage for your bill at vet minus waste fees. Great to have when that 1500- 5000 bill hits you at the vet. You may pay 2 or 5 years but eventually they will have your back when your confronted with that huge bill. They covered two claims for the same illness over 2 months totaling about 2300.00 and prescription food from chewy.com. Don't make the mistake of going it yourself! Spot is best at kitten or puppy stage due to not covering pre existing conditions. If you pet has a clean record at vet you can hop on too with 100% coverages. They check vet records so don't think you can sneak your pet with a chronic condition in. Great company,highly recommend!!!
Response from Spot Pet InsuranceJun 8, 2026
Hi Todd, we are so happy to hear about your positive experience and appreciate you sharing such a detailed review. It's wonderful to know that our coverage has provided peace of mind during challenging times for your pet. We are committed to being there for our members when they need us most.
Sharon G.
You had different policies to fit our pet needs and was easy to reach to you.
Response from Spot Pet InsuranceJun 8, 2026
Thanks for being part of the Spot family, Sharon! 🐾
Cynthia B.
I have submitted 2 different claims for one of my cats and the claims were handled in a timely manor and my refund was as stated.
Response from Spot Pet InsuranceJun 8, 2026
Hi Cynthia, we're happy to hear we handled your cat's claims efficiently and that your refund was as expected. Thank you for your feedback.
Martha Aguilar G.
They are very professional, very easy to make my claim.
Response from Spot Pet InsuranceJun 8, 2026
Hi Martha, we're so glad to hear your claim process was quick and easy! Thank you for sharing your positive experience with us.
Barbara H.
Spot insurance was there for my boy with his much needed surgery. Couldn’t have done it without them.
Response from Spot Pet InsuranceJun 8, 2026
Hi Barbara, we are so glad we could be there for your boy's surgery. Thank you for your kind words.
Roger K.
My Pup is seriously ill. With all the emotions attached to her care. It's nice having an insurance company as Spot. All I had to do was submit a couple items and they handled the rest. The experience was hassle free and the processing was quick. I will definitely continue to use Spot as my pet insurance company.
Response from Spot Pet InsuranceJun 8, 2026
Hi Roger, we're truly glad we could provide support during such a difficult time for your pup. It's wonderful to know our process was hassle-free and quick for you. We appreciate your kind words!
Melissa B.
Fast ,easy and very helpful on the phone
Response from Spot Pet InsuranceJun 8, 2026
Hi Melissa, we appreciate your kind words. We are so glad we could help.