Spot Pet InsuranceAmerica's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Excellent
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Showing 10,126 reviews with 5 stars · Clear filters
Laryssa Spuldaro de O.
Super satisfied with spot. Both times I had emergencies they covered the claims and paid fairly quickly. Also when needed customer support the person was very helpful and friendly. Would 100% recommend
Response from Spot Pet InsuranceJul 8, 2026
Hi Laryssa, we're so happy to hear that we could be there for you during emergencies and that our customer support team provided helpful and friendly service. Thank you for your recommendation!
Minor H.
The process is straight forward. I've had no issues to date. I have 4 cats on the plan and having this insurance is very helpful and does give me some peace of mind. Thank you. Minor H.
Response from Spot Pet InsuranceJul 1, 2026
Hi Minor, we're so glad to hear our insurance provides peace of mind for your four cats and that the process has been straightforward. Thank you for your kind words!
Eric M.
Dog had go into surgery filed a claim and was refunded without any hassle within 2 weeks
Response from Spot Pet InsuranceJul 1, 2026
Hi Eric, we're so happy to hear that your dog is doing well after surgery and that the claims process was smooth for you! Thanks for being part of our family.
Kandi
Easy process and prompt service. Thank you!
Response from Spot Pet InsuranceJul 1, 2026
Thanks for being part of the Spot family, Kandi! 🐾
Chelsea L.
Spot Pet Insurance has decent rates and is quick to process my claims and provide payout once I've met the deductible. I appreciate that they have an option to cover everything--including regular routine visits--so they can also be applied to the deductible. I'm glad to know my pets are covered.
Response from Spot Pet InsuranceJul 1, 2026
Hi Chelsea, we're so glad to hear that our rates and claims process are meeting your expectations! It's wonderful to know you appreciate the comprehensive coverage options, including routine visits, and that you have peace of mind knowing your pets are covered.
Madeline
Easy to file claim online. Quick processing of refund from Spot
Response from Spot Pet InsuranceJul 1, 2026
Hi Madeline, we are so pleased to hear that your experience with filing a claim and receiving your refund was quick and easy!
maxi
First time using Spot, and I'm pleased by the response. Filing online was easy, and form upload was very straightforward. The claim took 2-3 weeks to process, and I received email notification that the claim had been approved and that a check was in the mail. (Yes, a real, paper check.) After paying the deductible, my cat's ER visit was less than $200. Here's hoping I won't need it again, but cats ARE cats.
Response from Spot Pet InsuranceJul 1, 2026
We're so glad to hear that your first experience with us was a positive one, especially during a stressful time with your cat's ER visit. It's wonderful to know that the online filing and form upload were easy for you. We understand that cats will be cats, and we're here to help when those unexpected moments happen!
Camryn L.
The insurance is made to do exactly what is meant. Having this insurance really helped when Dior unexpectedly got sick. I'm so glad I purchased it because it allowed me to not feel stress over getting her the help she needs.
Response from Spot Pet InsuranceJul 1, 2026
Hi Camryn, we are so glad to hear that we could provide peace of mind during a stressful time with Dior. Knowing we could help is truly wonderful!