Spot Pet InsuranceReviews of spotpet.com

I looked into pet insurance after having two old dogs get a bunch of chronic old dog issues at the same time and learned how expensive that is without insurance. I have had Spot Insurance for a little over a year. currently covering two dogs and 4 cats. I liked the flexibility of choosing preventative and accident/illness and setting my deductible, percentage reimbursed and max yearly payout. The turn around time on reimbursements is fast. Usually just a few days. Only once did a claim take longer, only because they checked on something with my vet. The only thing that could be better is covering more than $20 on blood work under the preventative care. Not so important for young pets, but for senior pets that get a senior wellness panel (cbc, serum biochemistry, thyroid) to catch any issues early, $20 doesn’t even cover much of one test.

Spot Insurance is a great value and you get what you paid for. I went with an insurance plan through a famous nation Pet store and they didn't honor any claims.

The online claim submission portal wouldn't submit despite all requirements met and had to email the claim form in after printing it out and writing the details in. The reimbursement time is lengthy - was told 6-9 weeks after claim submission. So far this is only time ever purchased pet insurance I can say this is definitely the least accommodating of all my policies (renter's car and auto maintenance, others). This seems to be typical among these pet insurance agencies upon researching the options.

I’ve Only submitted one claim so far. So far so good.

Easy to create plan and no issues.

It was a positive experience. The woman I spoke to first was especially friendly and got things set up seamlessly. The second person we spoke to (to sign up a second dog) seemed less seasoned and a bit repetitive his questions and in relaying info, but he was friendly.

Thanks for the gift card to be used in Amazon. However, the gift card was for $25 but when I bought something from Amazon, the discount was $20,73. I don´t know why and I would like to know the reason. Regards.

I was very impressed with spot ins. when we first signed up during 1st yr. However I believe some of the rules have changed and they are not covering things as before. I feel frustrated on weather to renew or cancel my coverage.