Adrian T.
Don't trust Spot Pet Insurance for your own pets!
Please do not waste your time or money with this company. Very sad that a pet owner can pay months of premiums for a pet just to be denied multiple claims. Please spread the word. I will be cancelling my policy for my 2nd pet and will continue to share my negative experience dealing with the claims department for Spot Pet Insurance. $800 in claims completely denied for my dog. I started my Spot policy on November 14, 2022. Two week waiting period ends November 28, 2022. My 1st appointment for my dog was December 5, 2022. Every claim was denied including after life services which Spot said they would cover. Canceling my policy and hope you do the same. Please do your research prior to insuring your pet with Spot Pet Insurance. Spot provides inadequate insurance for pets. I will continue to spread my experience on social media and Twitter.
Response from Spot Pet InsuranceMar 31, 2023
Hi Adrian. We're never happy when we have to deny a claim for a pet parent. We do our best to be transparent regarding our need for medical records. All claim decisions are based on your pet’s medical records and the signs/symptoms that are noted in those records. Most pet insurance providers including Spot use a pet's medical records provided by your veterinarian to determine if there are any pre-existing conditions that would keep us from approving a claim. If you need further assistance, please give our customer service team a call at 1-800-905-1595.



