Spot Pet InsuranceAmerica's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Insurance · Tampa, Florida
Excellent
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Insurance · Jacksonville, Florida
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Insurance · MIAMI, Florida
Excellent
Showing 701 reviews with 4 stars · Clear filters
Jessica L.
There have been some claims that don’t offer more coverage and i was hoping they did but they compensated me for other claims with more coverage thankfully
Response from Spot Pet InsuranceMar 19, 2026
Hi Jessica, thank you for taking the time to leave us a review! We appreciate your feedback and are committed to providing the best possible experience. Please reach out to us if you have any questions 🐾
RAMZI E N.
Good company, decent premiums. Responsive
Response from Spot Pet InsuranceMar 19, 2026
Thank you for taking the time to leave us a review! We appreciate your feedback and are committed to providing the best possible experience. Please reach out to us if you have any questions 🐾
Ellen E.
I'm thankful I have Spot Pet Insurance as my 5 year old boxer has lymphoma. Because of Spot, I have been able to get her treatment/chemotherapy that I would not have been able to afford on my own. It's easy to submit claims and I have been quickly reimbursed by Spot. It would be great if the annual cap was higher given the current cost of veterinary care.
Response from Spot Pet InsuranceMar 9, 2026
Hi Ellen, we’re grateful for your positive feedback! Our pet insurance is designed for reliability, and you can count on us for comprehensive coverage and unmatched support. We're wishing for a speedy recovery for your Boxer. 💗
David
The company came through in a timely fashion although documentation had to be resubmitted. But they were compassionate during a hard time.
Response from Spot Pet InsuranceMar 6, 2026
Hi David, we’re grateful for your feedback! Our pet insurance is designed for reliability, and you can count on us for comprehensive coverage and unmatched support
Carijudy
Quick response time, once claim was filled out
Response from Spot Pet InsuranceFeb 27, 2026
Hi Carijudy, thank you for taking the time to leave us a review! We appreciate your feedback and are committed to providing the best possible experience. Please reach out to us if you have any questions 🐾
MC
Spot offers a greatly customizable experience that is great for both of my two cats. I get exams, illness, and accidents covered for my older cat and illness and accidents covered for my younger cat. The amount I pay changes for them both based on the deductible I choose and what percentage of their visit is covered. The only issue I have with Spot is that their claims process isn’t clear. I might have an itemized bill and only want to claim what is covered by my insurance (for example, flea prevention is not covered) but there seems to be no way for me to indicate I am not claiming that which I feel affects the speed with which my claim is being processed.
Response from Spot Pet InsuranceFeb 24, 2026
Thank you for sharing your experience! Please reach out to us if you ever have any questions
Karen H.
I found it hard to get results when emailing the claim but we finally got there also it’s well worth the price to get the premium package. I was eventually refunded 90 % (after deductible)! I highly recommend spot pet!
Response from Spot Pet InsuranceFeb 24, 2026
Hi Karen, Thank you for sharing your experience! Please reach out to us if you ever have any questions
Marilyn F.
處理速度很快，但沒有說明為何只支付其中幾項，這是最大缺點
Response from Spot Pet InsuranceFeb 24, 2026
Thank you for taking the time to leave us a review! We appreciate your feedback and are committed to providing the best possible experience. Please reach out to us if you have any questions 🐾