John W.
The entire process was smooth
I applied for Splitero on-line in less than five minutes. I was pre-approved immediately. I was contact by a representative within ten minutes. The representative explained how it works and answered all my questions. I was then connected with a loan Processor and provided the information needed. That took about a week. After all required information was collected, it was submitted to Underwriting a couple days later I was fully approved. Note, no appraisal was needed. We then scheduled closing. I met a Notary at a coffee shop down the street and closed in fifteen minutes. Five days later the funds were wired to my bank. The entire process was less than four weeks. I can repay anytime within the next 24 years with no monthly payments. I have good credit and the faster you can provide the required documents the faster the process goes. My questions were quickly answered throughout, Response time was immediate or less than a day. I am now debt free except for my first mortgage and still have substantial equity remaining in my home. I am retired and on limited income due to rising costs of everything my monthly bills rose higher than my income; now I have residual monthly income and plenty of cash in the bank making interest. I should mention I tried HELOC, cash out refi and was turned down due to debt to income ratio. I highly recommend Splitero. The entire process was smooth. I thank Don (Advisor), Valerie (Processor) and Tiffani (Closer) for their excellent work and all others involved. 👏