Solidarity HealthShareReviews of solidarityhealthshare.org

Solidarity Healthshare is a SCAM. This is not insurance - they are not regulated and they do not answer to anyone legally for defrauding their customers. They make the rules up as they go, change them at will, and there is nothing you can do about it. They make promises to their members that pay in their hard earned money every month believing (incorrectly) that their medical expenses will be paid as promised. They have a loophole and a way out of everything - the only definitive answer you will ever get is “that’s the member’s responsibility” They use terminology that is impossible to decipher. Their website is impossible to navigate or understand. Their member portal is deliberately vague and hard to navigate and/or understand. If you call to try to get your questions answered, the hold times are endless, sometimes as long as an hour. IF you don't give up and you actually get someone on the phone, they will talk in circles, talk over you, and tell you they are waiting for clarification from a supervisor. If you insist on answers, you will have to wait a week for a supervisor to call you back. The supervisor usually doesn’t have answers either, if you even get a call back. In the end, the answer to all questions is that it is the member’s responsibility, even though their own employees don't seem to understand either. Good luck finding a doctor that will take Solidarity, even the list of doctors they provide you will not work with you. Your only option is to pay cash upfront for your visit and wait for reimbursement, which in most cases takes about a year. So basically you pay your monthly share up front, you pay your doctors up front, then wait for reimbursement…and guess what, at any moment they can decide not to reimburse you because of the above mentioned vague verbiage and loopholes, which was the “member’s responsibility to understand.” To make matters worse, they recently restructured everything, making it more expensive and even more confusing. Regardless of whether or not you opted to change plans, they changed your effective date and the rules of membership. If you are unhappy with this change and the price increase, too bad, your only option is to deal with it because if you decide to cancel with them, all claims/bills after the new effective date you’ve been given arbitrarily, that you didn’t agree to, WILL NOT BE PAID. Your only option is to wait (be held hostage) and continue to pay in the absurdly expensive monthly share hoping they will pay (probably not) any open bills. This could take a year or more of waiting and continuing to pay monthly or you can simply cut your losses, assume the responsibility, and pay them yourself, which will likely be the case anyway. You are better off putting your money in a savings account and using your savings to pay your medical expenses. It will save you time, money, and aggravation. If you are thinking about signing up for Solidarity Healthshare, DON’T! If you already have Solidarity Healthshare, GET OUT! Cut your losses and get real insurance before they steal any more of your money and leave you without the ability to receive medical care. My only hope for this review is that it will save anyone reading it their time, money, and frustration. It’s too late for me, save yourselves from being deceived by an organization that uses Christianity as a guise to scam desperate people in need of healthcare solutions.

We were desperate to find an affordable healthcare alternative when we joined Solidariy several years ago. While the sharing amount is very enticing the hassle of getting reimbursement is not worth it. First, no medical provider recognizes it as a legitimate form of “insurance “. Second, it is nearly impossible to get providers to give Solidarity the proper forms and then to get Solidarity to approve a charge. This typically takes a year or so, even on a simple physical. In the meantime, you will be harassed for payment or sent to a collection agency, if you don’t go ahead and pay out of pocket. Finally, when we really needed sharing and a sense of Christian decency when our son had an emergency and hospitalization to the tune if $50,000. They wouldn’t accept paperwork, put us off and then after we’ll over a year, denied the claim. I don’t know about other health share, but Solidarity definitely seems to be not on the up and up. Christian love and sharing are in name only and not in their actions

We were glad to find this health share service when we first became members. After going through the process of maternity and birth services our opinion has changed dramatically. We were not given adequate information of the process for receiving payment of our hospital bills and were almost unable to make those payments on time. Then we had to pay beyond our Annual Unshared Amount because our bills had not been processed to be put towards the Unshared Amount. We are still waiting for reimbursements from bills submitted in February. The 120 business day processing has not been upheld, which is already a frustratingly long time. We would no longer recommend Solidarity to our family and friends and are looking for other options for our family. We have been put under personal financial strain because of Solidarity's inability to complete their work in a timely manner. We have been continually told that there have been price increases to membership so that bills can be processed more efficiently but that does not seem to be the case.

My experience with Solidarity has been a nightmare! I have yet to be reimbursed for preventative care that I had 2 years ago and now am behind on my current preventative care do to the run around with this company. I cancelled my membership today and never again will participate in health share programs they are a scam. Its a good thing I did not have any major medical issues. Yes they don't pay for unethical care like abortions because they don't pay for anything!! Your better off putting your money into a HSA.

Read the reviews before signing up. They take your money and then fail to reimburse you for any meaningful amount of the bills you submit. They also tack on extra charges for "Admin" and "Program fee" with no notice or prior agreement. They've been telling people for the last year and a half that their new software will fix everything but nothing has changed. Starting to look like a scam.

This is a scam "healthshare" product. I had been with company for 3 years and cannot begin to tell you the lies and deception that go on in this company. The very vague and grey areas of their contract will quickly tell their tale when action come to play of payment for your healthcare provider. Having nothing is better than this company.

I have been with solidarity for over 2 years. Here is why you should do business with solidarity: - You like damaging your credit from having unpaid medical bills go to collections. - You like being on hold for 50+ minutes. - You like randomly being told your policy is canceled because their credit card processing system apparently cant handle a VISA or Amex. - You enjoy paying thousands in medical bills for coverage you thought you had. If I could give them 0 stars, I would.

I wish I could leave less than 1 star. PLEASE PLEASE PLEASE don't do business with solidarity! My wife and I have been with them 2 years and thank the lord in heaven we now have actual insurance that will actually pay stuff through her job. We had a baby over a YEAR ago, and are STILL fighting to get solidarity to pay what they owe. I have collectors sending us letters, because solidarity agrees to pay, and then doesn't. They are a horrible representation of how Christians and Catholics should do business. Learn from my pain, do yourself a HUGE favor, and go with ANYONE else.