Monica C.
Gracias Salvador Ortiz por su ayuda
Gracias Salvador Ortiz por su ayuda

Smart Money Capital is one of the fastest-growing online lending companies in the industry, and we take pride in helping people get back on track with our low-rate personal and business loans. We’re here to provide access to capital when you need it most. Whether it’s to payoff debt, or cover one of life’s unexpected expenses, we’re here for you. We prioritize transparency and work hard on your behalf. Contact us today to learn more about how we can assist you in reaching your financial goals! Apply Today! Contact Us
Smart Money Capital (smartmoneycapital.com) has 533 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

Investments & Wealth · Calabasas, California
Excellent

Investments & Wealth · Orange, California
Excellent
533 approved reviews, newest moderated first
Monica C.
Gracias Salvador Ortiz por su ayuda
Phil
Brian calls me all day, about 5 or 6 times a day. When I pick up, he doesn't answer. So I called him back and he became rude and unprofessional. I asked why I was being called, he stayed, "Because you need money". I asked why he never answered when I picked up the phone and he became more irate and told me not to be applying if I don't need money and then hung up on me.
Response from Smart Money CapitalFeb 26, 2024
Thank you for bringing this to our attention. We will address this matter internally to ensure that anything like this doesn’t happen again. I will also make sure you are not bothered by any more calls from us. Your satisfaction is our priority, and we appreciate your feedback. Please let us know if there is anything else we can do to rectify this situation.
Walter R.
Sal, professional services were excellent! He guided me through the process with clarity and understanding. He assured me that he would be available if I ever needed any assistance.
Dorjan S.
They are scam. I get preapproved for a loan 39K after they run my credit score and is running good 670 they told me im not qualify even for $1000. So I get inquiries from them because they’re on my credit. Don’t try to apply be careful from this scam
Response from Smart Money CapitalNov 7, 2023
Hello Dorjan, We genuinely appreciate your feedback and apologize for any inconvenience or frustration you may have experienced. Our commitment to transparency and providing a positive customer experience is of the utmost importance to us. When you got that letter, it meant that, based on some initial information, you seemed like a good fit for our financial products. However, we need to do a more detailed check before final approval. Furthermore, the soft credit pull is a standard step in the approval process. It doesn't affect your credit score, and it helps us confirm if you meet our criteria. Unfortunately, not everyone who gets a letter qualifies for our loan, which can be disappointing. You will receive a letter within the next 30 days explaining why you were declined in more detail. Thank you for your feedback. We appreciate it, and we're committed to making our services better. If you would like to discuss in more detail, please reach out to management directly at [email protected].
barbara G.
I received unsolicited loan offer in the mail with the words ‘PIN ENCLOSED’ clearly visible to the public!!! Anyone could have stolen this mail and applied for a loan in my name with that PIN number. They put identity security at risk!
Response from Smart Money CapitalOct 25, 2023
Dear Barbara, I sincerely apologize for any inconvenience or concern our recent mailing may have caused you. The security of your identity and your privacy are of the utmost importance to us. I want to clarify that the PIN included in the mailing was not associated with sensitive personal information such as your Social Security number or date of birth. It was simply an invitation for you to call us and complete an application should you choose to do so. The PIN does not grant access to any personal or financial data, nor does it allow anyone to apply for a loan in your name without your consent. If you have any more questions, concerns, or feedback, please do not hesitate to reach out to us directly at (949)519-2548 as we want to make sure you are completely satisfied with our response.
Ayanna C.
This company was quick and clear with their messaging. I learned a lot and I am happy with my decision and can’t wait to improve my credit score. I worked with Sal Ortiz, he was well informed and knew exactly how to help.
andrea P.
William was able to provide me with reassurance and knowledge of this program and how it will help me eliminate my debt. He answered all of my questions and concerns and removed any doubt that I may have had to go with this program. I felt so comfortable with William and trusted his expertise. Throughout the call he used supportive and reassuring words that I can trust his knowledge and the abilities of the lawyers to solve this debt. I am excited about the future because of him and now can create a more effective saving plan because I am not spending as much anymore. I have never seen a program with such high rating reviews and I am glad that I am with this company.
Henish G.
Thanks man appreciate for your help.If someone wants resolve their debt I will strongly recommend to speak with Sal and he will take care of you.