Smarter Finance USAReviews of smarterfinanceusa.com

Always He showed professionalism and high degree of service. Kindness and availabilty.

Good customer service.

I was in the market to start a new business. I found a business that I fell in love with but like most, I did not have $50,000 just laying around that I could just part with. So, I decided to apply for a equipment loan. I actually applied with the manufacture that I was buying the equipment from as they have companies they deal with. After submitting an application with them, I decided I should apply with another one so maybe I could get a better deal with 2 brokers. Well, I am glad I did! The manufactures people said in the beginning that everything looked great and they see no reason I should not be approved. Well, I did not even hear from them for over 1 week. I then spoke to Doug Anderson from Smarter Finance who was assigned to me. Doug asked me some serious questions and he was straight forward. While I was answering his questions, I could hear it in his voice that I was not saying what he wanted to hear so I was extremely nervous and felt like there was no way in heck I was getting this loan. The next day, Doug called me and requested some info, normal stuff, so I provided everything he requested. After that, I think it was only 1 maybe 2 days, I got a text from Doug saying I am approved and to please call him to work out the details. I was smiling from ear to ear knowing I can start my next business venture. Now, let me tell you the scary part to where I almost walked away. Only because of the time we live in of internet scams and such. I never met Doug or anyone from Smarter Finance. The one red flag that scared the heck out of me was I was asked to wire transfer the first and last months payment plus a small application fee. NO! it was not the money that scared me because I already knew from research that most loans like this will require first, last and maybe a small app/processing fee. That's the name of the game! What scared me was the wire transfer! I wanted to charge it so I would be protected by my credit card company but Doug said they will not accept credit card payments as they don't want you going in debt to start a business. I always read that wire transfers to a person you never met was dangerous. This is why I almost walked away. I researched Doug Anderson and Smarter Finance thru every government website and every social media known to man for 17 hours straight. I almost felt like a stalker but I wanted to protect my self. The next day I even called Doug and explained to him that I am scared to wire you money because I have no idea who you are and never met you being over a thousand miles away. He listened to me and tried to assure me they are the real deal. So, the next day I went to my bank and wired the money completely nervous hoping I was not going to get screwed. As soon as the wire transfer went thru< I started getting calls and emails about the next step and receive a prepaid FedEx stamp to over night them the originals. Once they received the originals, a phone call or two from Doug then the actual company that funded me. The very next day, I received an email from the manufacture that my order was paid in full and asked when I would like to come and pick it up. I was so dang happy and I a still happy to this day!!!! Thank you Doug Anderson and Thank you Smarter Finance. I am now the proud owner of my own business doing Dustless Blasting out of Florida under the name Pro Blast of South Florida. I open in about 7 days to be fully operational. I could not have done it without you and to think I almost walked away from being worried about a wire transfer. P.S. the other company called me after I was all complete with Doug to tell me they tried with 3 lenders who all turned me down and maybe I should take a personal loan. What a joke. Doug got me done with in couple/few days at first lender. Thank you, Thank you, Thank you! Patrick Grimes

My experience with Bryan Atherton has been the most professional and efficient. Also we had a great relation with each other that I have never experienced before. He has always been there every step of loan and has always guided me. I would always reccomend him.

Experience with smarter is awesome and I would definitely recommend. My representative that I deal with Doug was so professional and knowledge able of what he does. I got my truck in a timely manner and I could call him at any hour with whatever question I have and would get a response in a timely manner once he is available. Thanks again smarter finance 😉

I wasnt sure about smarter finance at first but when daryn called me and got the ball rolling daryn really went beyond and got me in the truck i wanted. With it being my first truck loan and going to a few local banks with all off them telling me no or too much down payment with a limiyed amount of credit daryn got me exactly what i wanted without any headaches. I highly recommend smarterfinance and especially daryn. Ill be back in the future thank you so much daryn.

Very good to work with. Fast, friendly, with good rates. I would recommend to anyone.

Doug was extremely helpful. In about 10 days we took our new (used) semi home. He made the process as simple as possible. We have dreamed of our own truck for 20 years, and thanks to Doug it is now a reality. Doug will help you every step of the way. We highly recommend him and Smarter Finance.