SmartCredit Reviews | Read Customer Reviews of smartcredit.com

SmartCreditReviews of smartcredit.com

4.3295 reviews
Investments & Wealth
2983 Michelson Dr., Irvine, California

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SmartCredit

About SmartCredit

SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.

SmartCredit (smartcredit.com) has 295 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.

Also known as: smartcredit.com
Website: smartcredit.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 91% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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SmartCredit reviews

Showing 4 reviews with 3 stars · Clear filters

Celebrity
Oct 19, 2026
I think from what’s being promoted I…
I think from what’s being promoted I haven’t seen in the 4-5 months I have been on this journey, but hopefully I see big changes soon
Response from SmartCreditOct 19, 2026
Thank you for sharing where you are on your journey. If you joined through one of our partners, any services or results they promote are separate from SmartCredit, so please check with them directly. Be sure to refresh your SmartCredit Report regularly so ScoreTracker, ScoreBuilder and ScoreBoost show your latest information. If you have any questions, please call (877) 372-3895 (Mon–Fri, 8 am–7 pm CT) or email [email protected]. The SmartCredit Team
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John
Sep 2, 2026
Good
Check credit often
Response from SmartCreditSep 3, 2026
Staying informed is a smart move! 📊 We’re glad SmartCredit makes it easy to check your credit often and stay connected to your progress. 💙
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Trina
Jun 21, 2026
They’re okay wish I’ve been with them for about a year now so hopefully I get where I want to be soon
They’re okay wish
Response from SmartCreditAug 10, 2026
Thank you for sharing your feedback and for being with us over the past year! We appreciate your continued trust and are glad to be part of your journey. We hope our tools and resources continue to support you as you work toward your credit goals.
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Aaron G.
Nov 19, 2020
Be cautious !!
Be cautious !!! I signed up for a single credit report, for a credit restoration company… They charged me three times in the first three days, at $19.95, each time… So almost $60 for one single report… Then they put me on auto so they charge me $19.95 a month after, and the month after that… I contacted customer service, instead of getting a sympathetic person, she gave me some excuse on why that makes sense and would not reimburse me, or refund me at all for their mistake. Later ...After being contacted by a very nice manager , she was happy to refund me for the additional charges, which is very much appreciated.
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