SmartCredit Reviews | Read Customer Reviews of smartcredit.com

SmartCreditReviews of smartcredit.com

4.3295 reviews
Investments & Wealth
2983 Michelson Dr., Irvine, California

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SmartCredit

About SmartCredit

SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.

SmartCredit (smartcredit.com) has 295 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.

Also known as: smartcredit.com
Website: smartcredit.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 91% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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SmartCredit reviews

Showing 228 reviews with 5 stars · Clear filters

GUTIERREZ, J.
Oct 27, 2025
Excellent job
Excellent job, thank
Response from SmartCreditOct 30, 2025
Thank you for the 5 star review. We really appreciate it and love hearing you’re happy with our service!
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Twila
Oct 24, 2025
You guys rock
You guys rock! 🤘🏼 Thank you for all you are doing to help me on my credit repair journey! 🩷
Response from SmartCreditOct 30, 2025
Thank you! We’re so happy to be part of your credit journey — you rock too! 🤘🏼💪
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Cary G.
Oct 23, 2025
Easy to understand
Easy to understand. I highly reco.end
Response from SmartCreditOct 30, 2025
Thank you so much! We’re glad you had a great experience and appreciate your recommendation!
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Todd
Oct 23, 2025
Good people
Great people I like so far
Response from SmartCreditOct 27, 2025
Couldn’t agree more—our people make all the difference. Thanks for sharing!
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Marvin
Oct 23, 2025
building credit
Everything about credit and building it credit
Response from SmartCreditOct 27, 2025
We’re thrilled SmartCredit is a valuable part of your credit-building journey.
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Jason
Oct 23, 2025
They actually Answer their phone and u…
They actually Answer their phone and u can talk to someone live that was one of the most important thing for me . And my credit want up 55 points today I really did know what to do with out there help thank u so much
Response from SmartCreditOct 27, 2025
Thanks so much for the great review! We’re glad you’re enjoying SmartCredit and had a positive interaction with our team.
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Jana
Jul 20, 2025
Smartcredit helped me sooo much
Smartcredit helped me sooo much! I normally don't leave reviews for companies because I'm busy and I just don't have the time, however this has changed my life in such a profound way that I had say something! I started with a credit score in the 630 range and in just 5 months using the tools and advice I've been able get above 700. Not only that but I also had my information received off a bunch of sites that were selling where I live, used to live, etc. It's scary that this stuff is out there and some random guy could just show up at my house. That scares me, so I'm glad this app not only can help you with your score, but also protecting yourself and identity. I will be a customer for life for sure!
Response from SmartCreditNov 17, 2025
We’re honored by your rating. Thanks so much!
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Cynthia P.
Apr 1, 2023
Just starting to learn how it works
So far so good
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