Vikas
Closed with Sebonic on time(one month)
Closed with Sebonic on time(one month). Arlene was great. She was very responsive and had always replied and addressed my concern on time. I would recommend Arlene and Sebonic to my friends.

Sebonic Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. As a trusted industry leader for nearly 30 years, Sebonic upholds the fundamental belief that top-notch customer service is key. Using a unique combination of proprietary technology and human expertise, we’re making the complicated process of obtaining a home loan simpler and easier.Reliable. Realtime. Reinvented. Sebonic has the home financing you need at the speed you deserve.
Sebonic Financial (sebonic.com) has 136 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
Excellent
Investments & Wealth · Raleigh, North Carolina
Excellent
Showing 101 reviews with 5 stars · Clear filters
Vikas
Closed with Sebonic on time(one month). Arlene was great. She was very responsive and had always replied and addressed my concern on time. I would recommend Arlene and Sebonic to my friends.
Michael J.
I just completed a cash-out refinance with Sebonic. It was a wonderful experience from start to finish. Sebonic has excellent communication throughout the process. The online portal makes receiving, submitting and digitally signing documentation an effortless process. A special shout out to my agent Shawn Croat who was a superstar! I highly recommend Sebonic Financial and Shawn Croat.
Bgeorge
Very pleased customer! I refinanced and worked with Shawn Croat. He not only gave me a great deal, but was very responsive to my calls, texts, and emails. Loan closed in 21 days and disbursed 4 days later (which is only possible if you are quick to submit all documentations they request for at the beginning and during the process). Everything was done online. Notary comes to your house for closing. Really seamless experience. Too good. Highly recommend Shawn Croats.
Frank in A.
After reading several reviews I was a little nervous about using Sebonic to refi our home. The reviews are either great or terrible. Our experience with Sebonic was great. Not only did we receive a good rate but It only took 3 weeks to refi our home. Michael Fienberg did a great job of keeping the process moving forward and was really quick to respond to my questions. A+
Brock A.
Arlene was fantastic! - the whole process was easy and communication was great . . perhaps the entire key was at the outset when there was just a single email sent regarding my inquiry - rather than zillions of them or being bombarded with constant texts offering their services. First class operation all the way.
Casimir S.
We recently refinanced our home with Sebonic Financial. In the last 40 years, we have refinanced at least different times our houses indifferent cities. This is the first time, we have completed the entire refinance process for 2 different houses simultaneously with the same company, but in different states in a month or less. It was made possible by coordinated efforts by all the employees involved and their online process. Special thanks are due to Arlene Masinsin and Mitch Clemens for their diligent follow-up and help. Arlene was patient enough to explain and answer all my questions. Customer Support people were also great and extremely helpful. The rate they offered me was very good, as well. Overall, we are very pleased. Good job!
Lizette A.
We highly recommend working with Sebonic Financial. We worked with Shawn Croat, one of their loan officers. Shawn provided outstanding service in refinancing our home. We could not have chosen a better loan officer. He was easy to work with and we will definitely be recommending him to our friends and family.
Dennis
Super easy and smooth refi!!!