SALT Lending Reviews | Read Customer Reviews of saltlending.com

SALT LendingReviews of saltlending.com

4.8146 reviews
Banking & Money
600 17th Street, Suite 2800 South, Denver, Colorado

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SALT Lending

About SALT Lending

Founded in 2016, SALT is the original Bitcoin-backed lender, trailblazing an innovative way to unlock the value of your cryptoassets without having to sell. Whether you're an individual, business, or private client, SALT makes it easy to access fiat or stablecoin loans by using your Bitcoin and other cryptocurrency as collateral. No selling, no hassle—just straightforward, flexible loan terms designed with you in mind. We also offer an opportunity for Accredited Investors to earn yield on their assets too! At SALT, we’re all about giving you control and flexibility. We accept Bitcoin, Ethereum, USDC, and USDT and offer some of the most competitive interest rates in the industry. Plus, we don’t charge prepayment fees, and there’s no credit check required to secure your loan. Your crypto is your credit. Better yet, your assets are safe with us, held under a robust multi-institutional process to ensure top-notch security. As the world embraces crypto and tokenized real-world assets become the norm, SALT is here to continue to lead the charge, providing innovative solutions that empower you to hold, borrow, and thrive in the exciting future of finance.Disclaimer: The information provided on this website is for informational purposes only, does not constitute investment or other advice, and is not intended as an offer or solicitation with respect to the purchase and/or sale of any security or digital asset.

SALT Lending (saltlending.com) has 146 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.

Also known as: saltlending.com
Website: saltlending.com
Category: Banking & Money
Location: Denver, Colorado
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 97% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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SALT Lending reviews

146 approved reviews, newest moderated first

Na Young P.
Aug 5, 2026
Great experience with lending products…
Great experience with lending products throughout the years!!
Response from SALT LendingAug 5, 2026
Thanks for years of trust in SALT!
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Robert
Aug 2, 2026
May take more time than you expected
My previous experience with bitcoin lending had been through LEDN. I never had a problem with LEDN, but I wanted to give SALT a chance so that I would have a basis for comparison in the future. SALT’s rates are lower, so I wanted to give it a try. My only criticism of SALT is that the process for the first loantook longer than I was led to believe from the promotional emails I received after I first downloaded the app. I thought it would only take 48 hours to get funded, but in fact it took longer than a week. That was fine for me this time because I was not in a rush, but any new customer should have realistic expectations that it may take some time to pass KYC and complete all of the documentation before a loan is actually funded. Keep this in mind, and you may be fully satisfied.
Response from SALT LendingAug 3, 2026
Hi, Robert. Thank you for the thoughtful comparison and the honest feedback. You're right that a first loan can take longer than 48 hours once KYC and documentation are factored in, and our goal is always to set clear expectations up front — we're taking your note to heart. We're glad our rates made SALT worth trying, and we appreciate you giving new borrowers a realistic picture. Reach out anytime — we'd like your next loan to be an even smoother one.
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Belinda L.
Aug 2, 2026
My experience with Salt Lending thus…
My experience with Salt Lending thus far is nothing but the greatest. Support is legendary. The application is a easy grip for non technical like myself. Staff is knowledgeable and a good listener!!
Response from SALT LendingAug 3, 2026
Hi, Belinda. Knowing our team was clear, knowledgeable, and easy to work with means a great deal. We're grateful to have you with SALT and look forward to supporting your next loan.
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Trong
Aug 2, 2026
Support and fund fast
Support and fund fast
Response from SALT LendingAug 3, 2026
Thanks! Glad to help.
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Marty
Aug 1, 2026
Love the streamlined process
Love the streamlined process of starting and refinancing a loan. Keeps my assets very liquid and able to pull out equity quickly if I need to.
Response from SALT LendingAug 3, 2026
Hi, Marty. We're glad the process keeps your assets liquid and equity within reach. We appreciate you choosing SALT.
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Mike
Jul 30, 2026
SALT is great
SALT is great. I've used multiple products with them and multiple different variations of those products. Their response time to questions or applications is stellar. It has to be among the best in the industry because it's almost immediate. Perhaps not weekends but business day responses fantastic. I've had multiple intraday Communications via email for instance when I had a question. But you don't even need to have direct communication via email or phone to get a loan fund it with collateral and receive your funds in the manner you request, because all of that is handled well with their easy to navigate website that does all the heavy lifting for you and steers you in the right direction with multiple tabs to tell you all the details of your particular application or loan.
Response from SALT LendingJul 30, 2026
Hi, Mike. Thank you for the thoughtful review. Quick, clear communication is a priority for our team, so it means a lot to hear that our response times stood out. Thank you for trusting us across multiple products. We look forward to continuing to support you.
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Gary M.
Jul 30, 2026
Easy to work with and helpful.
Easy to work with and helpful.
Response from SALT LendingJul 30, 2026
Hi, Gary. Thank you for taking the time to leave a review!
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Mark B.
Jul 30, 2026
Refinancing our loan was so simple!
Refinancing our loan was so simple!
Response from SALT LendingJul 30, 2026
Thanks! Glad the refi was simple.
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