SALT Lending Reviews | Read Customer Reviews of saltlending.com

SALT LendingReviews of saltlending.com

4.8146 reviews
Banking & Money
600 17th Street, Suite 2800 South, Denver, Colorado

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SALT Lending

About SALT Lending

Founded in 2016, SALT is the original Bitcoin-backed lender, trailblazing an innovative way to unlock the value of your cryptoassets without having to sell. Whether you're an individual, business, or private client, SALT makes it easy to access fiat or stablecoin loans by using your Bitcoin and other cryptocurrency as collateral. No selling, no hassle—just straightforward, flexible loan terms designed with you in mind. We also offer an opportunity for Accredited Investors to earn yield on their assets too! At SALT, we’re all about giving you control and flexibility. We accept Bitcoin, Ethereum, USDC, and USDT and offer some of the most competitive interest rates in the industry. Plus, we don’t charge prepayment fees, and there’s no credit check required to secure your loan. Your crypto is your credit. Better yet, your assets are safe with us, held under a robust multi-institutional process to ensure top-notch security. As the world embraces crypto and tokenized real-world assets become the norm, SALT is here to continue to lead the charge, providing innovative solutions that empower you to hold, borrow, and thrive in the exciting future of finance.Disclaimer: The information provided on this website is for informational purposes only, does not constitute investment or other advice, and is not intended as an offer or solicitation with respect to the purchase and/or sale of any security or digital asset.

SALT Lending (saltlending.com) has 146 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.

Also known as: saltlending.com
Website: saltlending.com
Category: Banking & Money
Location: Denver, Colorado
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 97% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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SALT Lending reviews

146 approved reviews, newest moderated first

R.
Aug 12, 2025
Amazing communication and friendly staff
Amazing communication and friendly staff
Response from SALT LendingAug 21, 2025
We appreciate your kind words regarding our team's communication and friendliness. Thank you for your positive feedback!
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Jeff
Aug 11, 2025
Easy to work with.
Easy to work with.
Response from SALT LendingAug 21, 2025
Hi, Jeff. We're happy to hear that you found it easy to work with us, and we appreciate your positive feedback!
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Shawn
Aug 7, 2025
SALT IS THE BEST!
SALT IS THE BEST!
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Keri
Aug 5, 2025
The Salt team is Super Responsive
The Salt team has bent over backwards to help me , calls at shitty times , weekends , price panic etc etc they always pick up the phone & or call back in minutes , and I’m in a different time zone , it doesn’t matter Dan is a Total legend there and the lending product is amazing just stay away from the margins as there is no good outcome , The 90.9 Ltv is best in class for not getting wiped out My only confusion on the platform is re-signing the loan docs every month is a little clunky - you receive a “loan closed” email that the first time makes u think the worst, then moments later you have a new loan , However the upside to that system is I guess if rates drop u may be able to take advantage of better numbers Hope this helps other big lenders feel safe here
Response from SALT LendingAug 11, 2025
Hi, Keri. Thank you for your in depth review! We really appreciate the time you took to write it and to let everyone know about your experience with SALT and for the info on the email language used and how it was confusing. We are actively working on improving that experience, so we appreciate it immensely! Dan really appreciates the legend shout out too! We couldn't agree more either! Thank you again, and we look forward to working together for many more loans to come!
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Kelvin K.
Aug 4, 2025
Cyber Space Finance made easy with SALT
User friendly application and excellent communication through out the process and funding. I have so much confidence in SALT due to the regulatory hurdles they managed to overcome here in California. Great Job! Very satisfied and on my 3 borrowing round.
Response from SALT LendingAug 11, 2025
Hello, Kelvin! Thank you for your awesome review. We're so thrilled to hear you had such a great experience, and thank you too for the extra shout out RE: California. It was a lot of work, but we pushed through and we're so happy to be able to work with CA residents like you! We really appreciate you taking the time to write this. Thanks again!
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Brian
Aug 4, 2025
SALT Lending’s support has consistently…
SALT Lending’s support has consistently been fantastic and timely with responses to all questions that I’ve had. Processing of loans and refinancing has been very timely as well. These are important factors for me. Moving forward, I am hopeful that SALT quickly responds to lowering rates as competition in this space heats up so I’m not forced to shop around. I very much want to keep 100% of my lending with SALT.
Response from SALT LendingAug 11, 2025
Hi, Brian. Thank you for your great review! We love that you had such an amazing experience the first time and on your refinance. Thank you also for the rates comment. We’re always actively working to bring our rates down and pride ourselves on having some of the lowest in the industry today. That said, it’s important to understand that rates in crypto lending aren’t just about borrower risk; they’re also shaped by how capital is sourced and how responsibly a lender operates. As a crypto-native lender, we don’t rely on speculative yield strategies or VC-subsidized shortcuts. Our rates reflect the true cost of secure custody, fast access, flexible repayment options, and responsible lending, all designed to give you control without compromise. We appreciate your loyalty and look forward to continuing to earn your continued business. Feel free to reach out anytime with any questions or additional information on the above if you'd like. Thank you again!
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Scott
Aug 4, 2025
Top Notch service
Professionalism, coupled with following through with what was promised.
Response from SALT LendingAug 11, 2025
Hi, Scott. Thank you for taking the time to write your review. We really appreciate it, and it means a lot to the team that you enjoyed your experience with us!
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Scott
Jul 24, 2025
Great customer service
Great customer service, industry leading low rates, seamless app experience.
Response from SALT LendingJul 25, 2025
Hi, Scott. Thank you for your great review! We love to hear that you had such a wonderful and seamless experience using the platform, working with the team, and thanks for the shout out RE the rates too! We strive to have the lowest in the industry. Thanks again!
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