Monsavahn L.
We are in the process of purchasing a…
We are in the process of purchasing a Pulte home and is going through Pulte mortgage and it’s has been the biggest mistake out our lives. This loan process has been plagued with poor customer service, and rude and incompetent financial consultants. This has been a total nightmare from the very beginning. Our initial loan consultant was very rude to us when we began our loan application process. We are living in Illinois and buying a home in Florida and was told by or Pulte sales representative to initiate the loan process by setting up a time with a loan representative, so we did. When we spoke to the loan representative, Kristi, we had told her that we were from Illinois and moving to the Florida area and planned on closing on a Pulte home in 4 to 5 months after completion of the house. We had indicated that I had a job but my wife was still looking. Once she heard that my wife didn’t have a job, she pretty much freaked out and stated that there was no way that she was going to submit the paper work to the underwriters and that there was no way that we were going to be approved for the loan. I had informed her that we were just merely doing what we were told by the Pulte sales rep and just starting the application process and Kristi responded with, “what do those guys know about finance, they are just sales people and construction people!” That may be the case but her response was very unprofessional and to throw people from the same organization that you work with under the bus, wow! Funny thing was, Kristi assigned another financial consultant to us, Geri, who was very pleasant and professional to work with. However, we were reassigned to a third financial consultant, who forgot to submit our rate lock, didn’t communicate with us, didn’t respond to emails unless other people were tagged in on the email, either forgot to or submitted partial paper work to the underwriters thus delaying our closing date! And we still haven’t closed yet on our Pulte home even while writing this review! We have decided to refinance with our bank in Quincy, IL in 6 months time because unfortunately, we can’t get our earnest money back. Here’s what I miss, the loan officer at Mercantile Bank in Quincy, IL still remembers my name and my address from a home that she financed 5 years ago! That’s the type of small town feel and customer service that I miss! Even though we are going through a bad experience, I hope that Pulte improves their customer service so that others don’t have to go through what my family and I had to had go through. At the moment, we are waiting to close on our Pulte home but are waiting on the closing date which for some reason or another there is always something missing so we can’t get a closing date, so now I’m stuck paying for a VRBO with 4 kids and two pets and our belongings are on a shipping truck in Florida! OMG! This has been a nightmare!

