Proper Insurance ServicesReviews of proper.insure

I was initially happy with my policy with Proper Insurance until the underwriters made post-binding requests a week after I paid for my policy. They claimed the reason for the timing was because it "was discovered in the review of the online listing which we didn’t have prior". Prior to what? - the listing is 18+ months old and I sent them everything they asked for prior to binding the policy. The insurer I went to, called their underwriting right out as 'known for their post binding requirements' when I mentioned Proper Insurance! Also buyer beware if you opt for their monthly payments as they are financed at 21.5%! This policy was very expensive for me to cancel for my 22 days of coverage. They collected about 11% of the annual premium for the 22 days of coverage (which is roughly 6% of the year). There was no offer on their part to just charge me reasonably for the 22 days given it was their underwriter who waited until after the policy was paid for to raise questions and that was the reason for cancellation.