Kevin
Cali was terrific when handling our…
Cali was terrific when handling our claim. She was helpful and processed the claim quickly.

Proper Insurance is the Nation’s leading vacation rental insurance provider, with over 100,000 policies written in all 50 states. They’ve custom penned the most comprehensive policy on the market, offering unmatched protection for your property, income, host liability, amenity liability (bikes, kayaks, hot tubs, etc.), theft, vandalism, bed bugs, and more. They even cover SQUATTERS!
Proper Insurance Services (proper.insure) has 241 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.
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Kevin
Cali was terrific when handling our claim. She was helpful and processed the claim quickly.
Armando A.
Jenny was very professional, she know very well the proccess and help a lot to go trought until finish succesfully. She was patient and kind.Represented the image that i have about PROPER as an outstanding insurance company
Jared E.
I am pleased with the outcome of my claim. A guest damaged my sectional, and Proper provided coverage for the replacement. The process was efficient and user-friendly, and Chelsey Helt was an excellent representative to work with. She guided me through each step of the process, making it straightforward to file and receive my compensation for the claim. I highly recommend Proper for their services.
Rosanna R.
Mathew Steward at Proper Insurance was incredibly helpful in managing our claim. Everything was handled with professionalism and, most importantly, efficiency. His follow‑up was excellent, and he was truly a pleasure to work with. Highly recommended.
Jake G.
Joseph Nichols and Proper Insurance are fantastic. They offer no-pressure, honest service, are consistently easily reachable and wonderful to work with overall. I highly recommend Joe and PI to your home insurance needs, especially for short-term rentals!
Jon O.
Proper is wonderful to work with from the agency side. They communicate well and their response time to inquiries/requests is unparalleled. MacKenzi was especially helpful on a recently bound policy. She often responded to requests in a matter of minutes which allowed me to quickly service the lender's requests and keep the insured on track for closing.
Priscila R.
Proper Insurance provided outstanding support on a complex short-term rental claim that included multiple income streams and business income coverage. The claims team was professional, responsive, and thorough throughout the process. Elizabeth and Chelsey were especially helpful — clear communicators, detail-oriented, and genuinely invested in seeing the claim through. Chelsey’s willingness to step in mid-claim and move everything toward resolution was greatly appreciated. The claim was handled fairly and approved as expected, and I felt well supported from start to finish. I would confidently recommend Proper Insurance to other short-term rental owners looking for knowledgeable coverage and strong claims support.
Doug O.
Chelsey Helt from Proper was excellent to work with. She helped make a stressful situation flow as well as one could hope. Highly recommend!