Prime Choice FundingReviews of primechoicefunding.com

I have been receiving letters from Prime Choice for months now. At first when I saw the low interest rate listed (2.875%) I was excited and wanted to give the company a chance. After a call with the mortgage specialist i was told that the rate advertised is only available with a points buy down. Stupid me as they said it in the fine print in the back, lesson learned. Adamant that i could make one of the solicitor emails work for me I took my time to read all the mail i received and looked at the fine print to make sure the rate advertised is the rate i'll be getting. A month goes by and I feel i may have hit the jackpot with the a new letter from Prime Choice again with an advertised rate of 2.875%. This time i read the letter up and down front and back word for word, and nowhere does it state a buy down is required. The language listed in the fine print as I quote "Rate being quoted are as of 10/18/2019 and on a 30 year term based on an interest rate of 2.875%(3.169%APR) with a total of 360 payments. Interest rate and APR being quoted assumes a borrower receives VA Disability and is exempt from having to pay a funding fee. Rate may change or not available at commitment, lock-in or closing. WHERE DOES IT SAY BUY DOWN IS REQUIRED FOR THE RATE??? Again i have read a plethora of letters from other solicitors and they do state that buy down is required to receive the advertised rate, but this time i dont see it. I try to explain the case to the mortgage specialist that the letter you provided does not have the buy down requirement and was rudely ignored. Thanks to this i will never work with a company that provides false information just so you can call and be told something different.

Ooooh, I’m dancing on the ceiling. Shout out to my loan officials:Shaun Panochit and Lisette Guillen; Thank You Shaun and Lisette for dedicated work! These two are experts with getting it done. Straight up! You can believe what they say:Cause; I had been dealing w/four other lenders;(not dropping names cause they consider themselves top shelf)they simply wore me the hell out! They had very little transparency, difficult to comprehend, and some just too arrogant. I-just-could-not...smh. But to hardworking, trustworthy, people like Shaun’s team I send you peace & light. “Nothing astonishes men so much as common sense and plain dealing.” Ralph Waldo Emerson I see Shaun as an intelligent BOSS, And very good with financial stuff; and honest...you just rock on. I appreciate you all. As always Respectfully M. Williams

Terrible communication. They cost me money by telling me not to make a payment as we were going to settle, not once but twice. I stuck with them and still lost out. I had to prompt responses out of them, it always seemed like a bother for them, Veterans beware, I would not recommend Prime Choice at all.

I usually do not go out of my way to write reviews unless there is something amazing to say. In this case, since this individual just ghosted me, I am going to do him a sold on every review site there is. I was calling around to get the latest info on mortgage interest rates because the junk mail on refinancing is the only thing I receive, I figured I start calling around. I called Prime Choice Funding and started to speak with Mr. Scott Denissen. After some emails back and forth, I decided to go with another company because their rates and fees were higher than a couple different companies. Mr. Denissen then makes the offer (see attached) of $500 for a loan estimate that is locked in and has a better rate. At this point in the back and forth emails, I have two offers that is better than his. I provided him with the documents and he then kicked it back saying that my particular loan was not locked in. The VERY next day I sent Mr. Denissen a proper locked in loan estimate. I give him a few days to call/email me back, I figured he got busy, so I send him a reminder email. It has now been 3 days since the reminder email (I was still interested in doing business with this company if he could be at least match the current offer or beat it) and Mr. Denissen just ghosted me, still not a word from him this day. I will ever expect $500 from the word from a guy that I have never meet before, but to just completely ignore me when I am trying to do business with this company is just bazaar.

I also received a inaccurate and false lending correspondence from this company. There was a document that appeared as a check that wasn’t real with a dollar amount that isn’t real in corresponding with my property. We just added a family member to title on our VA back loan. I’m assuming this business poach’s county records to see if they can get you to refi with them. I would never do business with any business that sends constantly inaccurate mailers with inaccurate information they tried to pull from public records that are not accurate I get a lot of junk mail from this company.