Pie Insurance provides workers’ compensation insurance directly to small businesses. Small business owners can now get a workers' comp quote in 3 minutes — which means getting coverage really is as easy as pie.
Pie Insurance (pieinsurance.com) has 636 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
Also known as
pieinsurance.com
Website
pieinsurance.com
Category
Administration & Services
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 91% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
Impossible to get a hold of. They do not answer emails or phone calls. So if you have change or claim on your policy it will not happen. There is also no way to cancel your policy online. They will keep charging your card on file. SCARY company to be handling your Workers Comp insurance.
Response from Pie InsuranceMar 26, 2024
Hi Praem,
We apologize for our delay in addressing your concerns. After looking into your case, we will be working to resolve your issue to your satisfaction.
If you'd like to share more about your specific concerns please reach out to us directly.
Once again, we apologize for any inconvenience caused and appreciate your valuable feedback.
PW
Paul W.
Bogus audit retroactive charges
I cancelled PIE about a year ago because of poor service, refusal to pay claims, etc. I year later I got a bill for another $17,500 as the result of an audit a year before. They never showed me the results of the audit and never provided any explanation or forewarning, they just charged my credit card.I believe it was punishment for me cancelling their policy. Do not deal with these guys.
Response from Pie InsuranceMar 4, 2024
Hi Paul,
Thank you for taking the time to share your feedback. We sincerely apologize for the experience you had. Customer satisfaction is our top priority, and we're disappointed to hear that we fell short of your expectations.
If you'd like to share more about your specific concerns please reach out to us directly.
Once again, we apologize for any inconvenience caused and appreciate your valuable feedback.
PB
Patty B.
Worse Night mare ever
I cancel my insurance with Pie Insurance because... the bad service and I mean a really bad service.
No customer service at all, they never answer the phone calls, the only contact with them is by email they will get back to you in 4-6 day.
If are not near to a office please do not make any business with them.
Basically I was on time with my payments.
Since March 2023 they are request the same information from my company and I keep sending them, at leaset 6 times,I am back and forward with different people since March, they just sending a bill for $1729 Oct, on February I received a$3409 charge and today a $596.
I don't know how a small company with 2 employees with all the payments on time can be charged with a huge changes.
No hagan negocio con esta compañía, nunca van a contestar sus preguntas simplemente no contestam el telefono, no importa cuantos mensajes dejes el unico contacto es por correo electrónico y se toman días en contestar.
solo les haran cobros exorbitantes sin razón alguna estoy hablando de que en menos de 2 meses me cobran $1729 en enero $3,409 y 2 semanas después $596 es de locura.
E tratado de hablar con alguien para que responda mis preguntas, sin éxito no quiero imaginar para si tuviera una emergencia con algún empleado seria fatal.
No los recomiendo, mi peor pesadilla.
Response from Pie InsuranceMar 4, 2024
Hi Patty,
Thank you for taking the time to share your feedback. We are genuinely sorry to hear about your disappointing experience.
Please know that we take all customer feedback seriously, as it helps us identify areas for improvement. Rest assured, we are actively investigating the issues you've raised and taking steps to prevent similar occurrences in the future.
We value your business and would appreciate the opportunity to make things right. If you would like to discuss your experience further, please don't hesitate to contact us.
TC
TAJ Construction, I.
This company has no values when it comes to customer services and it should be investigated
I signed up with PIE insurance because I needed a worker's comp insurance based on the new CSLB board law! I started a small renovation business as a general contractor from my garage and I don't even have an Office! I talked with Luke with Pie and told him that I need to have worker's comp based on the new CSLB law. Luke said sure and he asked me how many employees you have? I told him 0 and if I have a project, I would be hiring someone part time to manage some office work for me if I had too but the main point is to have a workers comp insurance for the CSLB board new law.
he signed me up and they were taking payment every month through ADP for my worker's comp till one day 7 months ago they canceled my insurance saying you don't run payroll!! DUHH! I told you I don't have employees full time!! turned out Luke signed me up for something called Pay by Pay insurance which means if I don't run payroll I don't get worker's comp insurance to stay active which Pie and Luke didn't inform me about this when I signed up with them!!
Recently, I received an Audit invoice from Pie of $2,096 that I have to pay even though my total payroll amount for the whole year for my office paperwork part time organizer were $2,820 or close to that number.
I called Luke, no Answer! I called Pie, no answer for multiple times and when I try to call someone at the Audit department they hang up after saying send an email!!
I need this invoice fixed NOW! and I was supposed to get a refund not paying extra based on my ADP payroll reports. I will cancel my business with this company, and I will not do business with them anymore. VERY DISAPPOINTED
Response from Pie InsuranceFeb 29, 2024
Hello,
We appreciate you sharing your feedback with us. At Pie, our aim is to ensure our customers receive the highest level of service, and we deeply regret that your recent experience fell short of your expectations.
Your concerns are important to us, and we'd like to address any further issues or questions you may have. Please don't hesitate to reach out to us, and we'll make every effort to assist.
BP
Blastoff Pressure Washing R.
Deceptive, fraudulent company
We used pie insurance for workers comp and everything was OK at first other than having to jump through hoops and hurdles each and every time we needed simple documents. Several times we looked unprofessional because the lady would send the wrong document or something would be filled in wrong. Other than this, the insurance was OK.
At the end of the agreed upon policy they send us a bill for almost $3k over what we were originally quoted. The reasoning behind this (I think) is because we had a few temp employees that did not do any dangerous work or ladder work only basic labor and didn't work for long but for some reason since we hired a couple guys after getting the workers comp they try to charge us for them? Like pie would have covered a claim for workers they weren't covering in the first place? I'm not sure and not even saying pie was wrong for this. They are now threatening to label us as non compliant and turn it over to collections. I'm not going to let that or anything that will harm our business happen but I will leave an honest review anywhere I can to try and warn other small businesses owners as to my experience. It feels like I am being extorted and we will not be using pie any further. We were going to change providers anyways strictly because it's so annoying dealing with the rep we had when trying to get basic insurance documents. However, I never would have came to leave a negative review just because of that. How this company is trying to get more than double what we were quoted and never explained anything about this is why I'm leaving a review. In my experience I would advise against anyone considering using pie insurance. The initial quote may sound good but when it's all over that quote doesn't even matter.
Response from Pie InsuranceFeb 21, 2024
Hi there,
We appreciate you sharing your feedback with us. At Pie, our aim is to ensure our customers receive the highest level of service, and we deeply regret that your recent experience fell short of your expectations.
After looking into your case it appears you were you have been personally contacted by a member of our team to help resolve your issue.
Your concerns are important to us, and we'd like to address any further issues or questions you may have. Please don't hesitate to reach out to us, and we'll make every effort to assist.
RA
Ray
If i could give zero stars I would!
If i could give zero stars I would!! I have been trying to change or cancel my policy for over a week due to trying to make changes to my current policy THAT THEY HAVE IGNORED. I have emailed 5 times with no response, I have called their help line 15 times no one ever answers the phone they make you hold for 15 minutes and then send you to an answering machine to leave a message that they never return. THIS COMPANY SHOULD BE INVESTIGATED FOR FRAUD. DO NOT TRUST THIS COMPANY!!! they debited my account for over $1200 in one month. the down payment was supposed to be $300 instead they charged me $775 and then 2 weeks later charged my account $409 when my policy was only supposed to be $212 a month. If I do not get my policy changed and my money back for being over charged I will go the legal route!!
Response from Pie InsuranceJan 10, 2024
Hi Ray,
We appreciate you sharing your feedback with us. At Pie, our aim is to ensure our customers receive the highest level of service, and we deeply regret that your recent experience fell short of your expectations.
After looking into your case it appears you were able to speak to our Customer Success team and this has been resolved to your satisfaction.
Your concerns are important to us, and we'd like to address any further issues or questions you may have. Please don't hesitate to reach out to us, and we'll make every effort to assist.
PD
Paula D.
This company should be investigated
This company should be investigated. They offer a low initial rate and then 'audit' your business with an unreasonable amount of requested data that has nothing to do with other insurance providers. Then, after their 'audit' they up your rate and debit your account without authorization. My account was recently cancelled due to 'risk profile'. My company's risk profile is above average with no claims. I am grateful for the cancelation as it resulted in me getting a better rate with a reliable insurer. And now they are sending me audit notices for years gone by. After canceling me they are trying to extract more money. This is a fraud!
Response from Pie InsuranceNov 7, 2023
Hi Paula,
We appreciate you sharing your feedback with us. At Pie, our utmost aim is to ensure that our customers receive the highest level of service, and we deeply regret that your recent experience fell short of your expectations.
Upon careful examination of your case, it appears that we’ve previously extended an offer to place you on a payment plan. Unfortunately, we cannot change the DNR. We understand the importance of this issue, and we apologize for any inconvenience it may have caused.
Your concerns are important to us, and we would like to address any further issues or questions you may have. Please do not hesitate to reach out to us, and we will make every effort to assist you to the best of our ability.
Thank you for bringing this to our attention, and we hope to have the opportunity to improve your experience in the future.
DC
Daniela C.
Terrible practices
Terrible practices, cancel a policy many days in advance and it was charged in the same way. I demand my refund. Those are terrible work practices.
Response from Pie InsuranceNov 2, 2023
Hi Daniela,
We appreciate you sharing your feedback with us. We're truly sorry to hear about the issues you've been facing. Our goal is to provide top-notch service to all our policyholders.
After checking into this, it looks like your cancellation request was processed on 10/27, with an effective date of 10/23. We'll refund any premium taken after the effective date, and this was completed on 10/27. We hope this sheds some light on your situation.
If you have any further concerns or questions, please do not hesitate to get in touch with us. We're here to assist you.