Personal CapitalReviews of personalcapital.com

Great app for managing personal finances, investments and retirement. I have 10+ accounts hooked up to PC and use it almost everyday to stay on top of things. I used Mint in the past however it has fallen behind PC and became an annoying advertising platform. I did try out PCs investment management service however it has a high % mgmt fee vs ROBOs like betterment and wealthfront for about the same performance. I also tried PCs cash service which started out with a high interest rate. The high rate unfortunately did not hold and i had to move my savings into Marcus by GS. If PC can bring to market a high interest checking/savings account along with Betterment style investment management it would be the perfect service. I am also looking for a company to do so with a social/sustainable ESG-like strategy so i can vote with my dollars. Come on PC, you can do it!

I like how the it downloads quickly and seems to do it faster and easier than Quicken. I would like it much better if it allowed for entering transactions by hand. That would definitely take it to Five Stars!

I'm still new so on occasion I'll forget where specific items are in the navigation or how to make them appear, but on the whole it feels like a really solid product. As others have commented, it would be great to edit or add transactions and use that feature to really get granular on spending. For example, my net earnings from paychecks do come through as direct deposit, but it would be nice to change this to gross earnings, and then create line items for all the deductions and taxes.

Like the overall format, cash flow and investment views. Would be really nice to update accounts as frequently as I like!! Switched from Mint for the investment tracking, but Mint does very well on budgets/account refresh.

I think this has the potential to be the best personal finance tool out there. It has the right focus on growth and investing rather than just credit scores and card rewards. I love that it's super easy to see your net worth and balances, and I also like that the graphs change when searching for transactions. A few things that could make it really great. I have had some connectivity issues with an account, and while customer service has been responsive, it still isn't working more than a month later. On the app widget, the transactions don't update until you go into the app's main dashboard, when it really should auto-update. There is no way to split transactions right now, which would be really useful. And lastly, I wish there was a place to add searchable notes to transactions apart from descriptions.

As a former Quicken user, I can't see paying $45/year to buy a subscription. I tried Personal Capital and am very pleased with it's interface, performance and pricetag. The only weakness I can see is the inability to track cash purchases or do online updates of manual accounts. Otherwise, I think I'm hooked.

Not the easiest site to link accounts to but a great tool to get everything in one place. It is great for a person that is debt free and trying to figure out what to do with those extra funds. It is a must have site if you have multiple investment and bank accounts to give you a true overview of your financial situation

If it weren't for some connection issues with a couple of my accounts I'd rate 5 stars. I like the retirement calculators, but they seem not to user friendly. Also not geared toward those interested in FIRE (Financial Independence Retire Early).