Personal CapitalReviews of personalcapital.com

I do in fact truly like the current features. The graphs and charts as well as navigation are easy to follow and, in my personal opinion, better presented than Mint. That said, Personal Capital has failed to innovate for the last 1-2 years. They built a good product and are simply maintaining it with no vision for the future. No increased functionality, no ability to add your own categories, or self-tracking AI. Intuit's purchase of Mint and the drive to continually revamp the uses and possibilities will quickly surpass Personal Capital at the current rates (if it hasn't already). -04/30/17

I can't link all of my personal bank accounts which is a bummer.

The feedback is a little unclear if you don't have a financial background, and I wish I could have more assistance for goal setting though my income may be too low for that.

I was looking for an alternative to Mint because I couldn't find my bank at Mint for auto updating. Personal Capital does budgeting but its not what its best at. It looks to me like Personal Captial is superior for tracking assets and growth and total wealth. But for budgeting Personal Capital is inferior and didn't really come close to meeting my needs. Not a bad service I think, just not the service I needed.

Unless I am missing something obvious there is no way to include my yearly (every paycheck) additions to my 401K and have a calculation of compounding interest on those investments. If I do not have that then the retirement planner is completely ineffective. If they fix that (or someone explains to me how crazy I am) 5 stars everything else works quite well.

Great for investment/retirement tracking but would make it 5 stars if there were better budgeting and categorization of expenses. Being unable to split transactions makes tracking anything else besides investments pretty impossible and very inaccurate. If splitting trans, budgeting, and reporting would get upgrade I'd give Personal Capital 5 stars and move completely over to this platform.

I love the idea of Personal Capital, all of my accounts in one easy to view place. Of the sites I've tried, including Mint and Yodlee, Personal Capital has the best looking, most useful interface. Sadly, I have had trouble getting some of my accounts to properly link up, including my main checking account at my local credit union and my 401(k) account at American Funds. I have worked with their customer support team to resolve the issues for several months and they haven't been able to figure them out yet. This means that I still have to log into those accounts on a regular basis to check on the balances and transactions.

PC is strong on the financial side, and I hope in coming years I can take better advantage of that. But the doorway in is through daily personal finances (income and expenses), but it is weak or too rudimentary in that area. It needs more budgeting capability, ability to add notes to expenses, create your own expense categories, link transactions in checking with your other accounts, etc.