Panacea FinancialReviews of panaceafinancial.com

Today after many months of searching, several hits to my credit score for hard pulls, and even more denials for having too large of a debt-to-income ratio, I finally successfully refinanced my private student loans with Panacea Financial! Panacea Financial is the real deal. They offer a personal banker, no hard credit check, minimum monthly payment of $100 while in school, residency, or fellowship, among many other great financial instruments. Irregardless of being in the digital age, this company has not lost sight in the value of customer service. If you are a medical professional with student loan debt, then I would seriously consider Panacea Financial to service your loans.

I had a financial need during residency and I applied for a personal loan through Panacea Financial as a resident physician. The process was easy, I spoke to a representative on the phone and communicate via email and text message throughout the 1-2 days that it took to complete my application and underwriting, and within 24 hours the loan money was disbursed into the Panacea checking account I created. I then was able to easily send money via wire transfer and Zelle to my other bank accounts, as well as consolidate some credit card debt with direct payments to credit cards from the Panacea account. It was all extremely easy and straight forward. This really helped me out a lot and I am very fortunate that this company has provided loans to residents like myself who have a financial need with a temporary low income ceiling.

The process with Panacea financial was straight forward. I refinanced my student loan and also opened ban account with them. It is such a relief to deal with a reliable company that puts my needs first. Mrs. Powers was my primary banker and she made this process extremely manageable considering that my time is very limited. The communication was excellent and I was updated constantly about my application process. I had a great experience and will recommend this company.

Excellent experience from start to finish. Straightforward application process, easy document upload, good communication throughout. Funds disbursed same day as approval. Whole process took less than 48 hours including a holiday. Would recommend to anyone needing customized, personalized lending/banking services. Will definitely use again in the future. Alex Kugler is an all-star.

Best experience I have had with a bank, so kind, quick, and responsive. They did as they said they would in a timely fashion.

I am so grateful for Panacea. As a medical student in her final year, I have a lot of expenses related to residency application and relocation. Panacea made getting a personal loan very easy. All communication was prompt and friendly. The application process was simple. The terms were very reasonable for a student transitioning from medical school into residency. There are no payments for the first year and payments during residency are low. Funds were distributed quickly. I would recommend this to any of my friends in the medical profession!

I highly recommend Panacea Financial. I have no conflicts of interest and I'm not getting paid to write this review. I found Panacea Financial by accident while looking for a physician personal loan. Their rates beat competitors' rates, their staff was prompt and professional, and the process was very simple. Excellent communication. Available any time that I had a question. After being approved for a loan, I looked at their student loan refinancing rates which also beat the competition and saved me ~2% APR on +300K dollars... Done. Mic drop. Transferred over. Haven't regretted it at all. Strongly, strongly recommend.

Attending physician borrowing in order to consolidate debt. The process was simple, transparent, and was very straightforward. Raquel my agent was super helpful in navigating the process and in a day the money was available. Would highly recommend.