You ‘otter’ know how much you should be saving 🦦 We compare insurance rates so that all you have to do is shop quotes from the top national and regional insurance companies. We provide estimated insurance quotes to consumers across the country. We’re happy to assist you with all your auto, home, life, pet, and commercial insurance needs!
OTTO Quotes (ottoinsurance.com) has 70 customer reviews on Five Star Index, with an average rating of 1.8 out of 5.
Also known as
ottoinsurance.com
Website
ottoinsurance.com
Category
Insurance
Location
Miami Beach, Florida
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 90% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
After moving to Florida, I was dreading the process of finding affordable car insurance in a state known for its high premiums. However, Otto exceeded my expectations. The platform allowed me to quickly compare rates from different insurers in Florida, and I was pleasantly surprised to find an amazing rate that fit my needs perfectly. Not only did Otto save me money on my car insurance, but the entire process was hassle-free. If you're in Florida and looking to save on car insurance without sacrificing coverage, I can't recommend Otto enough.
Response from OTTO QuotesJan 16, 2026
Hi Kristen, thank you for the great review. We are glad OTTO helped make the process easier and allowed you to compare rates quickly in Florida. We appreciate the recommendation.
JM
Joel M.
Just saw a YouTube ad and reminded me…
Just saw a YouTube ad and reminded me about the experience I had a couple years ago. Unfortunately their ads are very misleading when advertising a cost per month insurance policy for a young 20 year old driver. In one of their ads it shows what seems to be a young teenager paying 23 dollars a month for car insurance. This is just not the case, it is an example of false advertising. I am aware they are only a comparison service but this methodology of advertisement is untrue and can be very misleading.
Response from OTTO QuotesJan 16, 2026
Hi Joel, thank you for taking the time to share this. We take advertising accuracy seriously and we understand your concerns. OTTO Quotes is a comparison platform and final pricing depends on individual details and carrier underwriting. If you are able to share where you saw the ad, please email [email protected] so our team can review it.
SM
Stephen M.
$&/t
$&/t! There needs to be a zero rating. These jerks take your info and sell it. You’ll receive hundreds of calls from misc entities. DO NOT use this comparison service.
Response from OTTO QuotesFeb 7, 2024
Hello Stephen,
Thank you for your review; your input means a lot to us. We are dedicated to using feedback to enhance the experience for all our clients, and your insights contribute to that process.
I'm sorry that your experience didn't meet the 5-star standard we strive for. Ensuring our customers receive the best service is of utmost importance to us. Here are some listed ways to opt out of OTTO (https://f.ottoinsurance.com/privacy).
We invite you to reach out to us at [email protected] so we can further discuss your experience and explore ways to enhance our service for you.
Best,
OTTO Support
DZ
David Z.
Waste of time and they sale your…
Waste of time and they sale your information.
Response from OTTO QuotesFeb 7, 2024
Hello David,
Thank you for taking the time to share your feedback. We appreciate the chance to learn and grow from our customers' experiences. Here are some ways listed to opt out of OTTO (https://f.ottoinsurance.com/privacy).
I'm sorry to hear that your encounter with us wasn't a 5-star one. Providing excellent service is our goal, and we're here to address any concerns you may have.
Please connect with us at [email protected]. We would love to understand more about your experience and work towards making improvements.
Best,
OTTO Support
TS
Travis S.
Scam, Unauthorized phone call blow up
Scam! Do not fall for it. As soon as I attempted to get a quote I was bombarded with 20 phone calls that I did NOT authorize. That’s just the tip of the iceberg, to make it worse the phone calls have not stopped days later and there is no true way to view a quote online, every phone call takes ALL of you ur info over again. This is a joke.
Response from OTTO QuotesFeb 7, 2024
Hello Travis,
Thank you for taking the time to share your feedback. We appreciate the chance to learn and grow from our customers' experiences. Here are some ways listed to opt out of OTTO (https://f.ottoinsurance.com/privacy).
Please contact us at [email protected]. We would love the opportunity to talk more about your experience and see how we can better serve you moving forward.
Best,
OTTO Support
Garbage company, absolutely worthless..if you are looking to simply save on auto insurance and get some online quotes this is not the company for you. If you want to be immediately harassed with a trillion phone calls before you even finish the form from everyone and their mamma and text messages then these guys are it! Have fun with that! And if for some reason you get decide to call into their “customer service” to let’s say have your info removed from their data base, good luck with that! The first girl mumbled some generic script to me, and hung up without asking me any of my information so how the heck is she planning on removing my info from their data base without my info the next lady precedes to tell me she assumed it was for the number I dialed from, and that she was probably sensing my energy. I’m sorry, what? Not true, how would she have known, didn’t know e everyone in this company reads minds and are psychic, but if it was true, since when does that give someone in a customer service position the right to assume my information, had she even attempted to actually do what I requested her to do she would of known that my phone number the one I called from should not even be on their database, it’s my work number. So she didn’t even intend to do what I requested…the Second Lady precedes to lecture me about how I should and shouldn’t approach situations, and basically how I need to check my frustration with the company she is getting paid to represent and take calls from both happy and unhappy customers at the door, and I don’t know perhaps take some tranquilizer or smoke so illicit drug to mask a normal human response to being blown up then blown off and finally talked to like some toddler in preschool by someone my age or younger who is supposed to be trying to deescalate, but instead chose to antagonize and be condescending to me! Again, NEVER AGAIN!
Response from OTTO QuotesFeb 2, 2024
Hello Jess - Sorry to hear about your experience; this should not have been the case. There are multiple ways listed to opt out of OTTO (https://f.ottoinsurance.com/privacy).
I will personally take care of your request: Please send an email to [email protected] with your phone number and email address, and I will erase your information.
Best,
OTTO Support
CC
Carlos C.
Waste of time
Waste of time , Looking for Quotes from OTTO, Applied Many times with personal information , No Qoutes Yet
Response from OTTO QuotesJan 22, 2024
Hello Carlos - I'm sorry that your experience didn't meet the 5-star standard we strive for. Ensuring our customers receive the best service is of utmost importance to us at OTTO.
We invite you to reach out to us at [email protected] so we can further discuss your experience and explore ways to enhance our service for you.
Thanks again for taking the time; we look forward to hearing from you!
Best,
OTTO Support
DE
Default
Scam
Used their quote website, never got a call for insurance but instead now get dozens of spam text messages and calls daily now. They definitely sell your personal information to scammers or their system is compromised.