Paulina from C.
Really wanted to like this crypto card
I dunno, I really wanted to like this card. But it somehow feels like an old corporate application, instead of a fun to use and easy to love app. Other than that, the Good: - High Volume platform, trusted by many (Check Paymentscan) - Up to 8% cashback (but entry level is 0.5% with $25 monthly cap, and to get 8% you will need to have a portforlio of at least $50k) - Virtual Accounts in your name in EUR, USD and GBP. - 0% foreign exchange fee (but hm. Card is EUR-denominated, what if I have USDC on my account and spend in Dubai? Will it go USDC>USD>EUR>AED? I am confused, on whether fx will be applied or not. the Bad: - I don’t like the card being EUR-denominated, while many limits and reward caps are stated in USD, it’s all non-uniform and confusing. - Physical Card is only available with $500+ deposit - Limited geos supported, mainly EU-focused - Built on debit-card rails, unlike most large crypto cards built on credit card rails. - Poor customer service, but I am still testing that. Overall, if you’re in EU, you will probably like this card. For me, primarily USDC user, I want to have USD-denominated card that’s built on credit card rails, not a debit card. That way more merchants accept it and I can use it to pre-auth hotels, car rentals, gas stations etc. p.s. I am biased to not like Wirex too much, since I owned 2 of their Node Licenses, and when WirexOne launched, my nodes were deactivated and that was the end of me earning $WPAY.



