Tirth P.
Amazing Service, And prompt response.
NOVACREDIT helped me get an Amex Credit card without SSN and in few other ways through the ambassador program.

Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.
Nova Credit (novacredit.com) has 166 customer reviews on Five Star Index, with an average rating of 3.6 out of 5.
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Tirth P.
NOVACREDIT helped me get an Amex Credit card without SSN and in few other ways through the ambassador program.
Gorantla Aravinda K.
The way nova credit is helping students to get a credit card by creating clear awareness. I like the way it helped us out of all issues. I would like to be part of all the other programs which may come from Nova credit. Its easy to get a credit card. Just a call to Amex after submitting application, within 15 minutes the card is approved and in 2 days i received the card. Happy with its hassle free usage.
Smallshaw
Scammers do not use
Response from Nova CreditMay 18, 2022
Hi, Here at Nova Credit, we value our consumer's feedback and their experience. We are constantly working to improve the user experience to ensure a better and brighter financial future for those who use our services. If you are willing, I would like to take a closer look into your experience to determine what has occurred and determine if there is a way we may be able to turn it around or at least gain a better understanding of what may have occurred and why. I look forward to hearing from you.
Harry Hoyer T.
Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and there was no US credit history on me. Even a major bank where I have had an account to manage this for all those years wasn’t able to help me get a card. The Canadian Credit rating companies are often owned by American firms and I am shocked those organization cannot or will not transfer info between the 2 counties.
Ethan
Had some technical hiccups while importing my credit score from Korea. Customer Service is on the slow side. However, once the report is successfully imported/generated it can be useful.
Guilherme M.
It was a easy and quick experience using Nova Credit to get my American Express credit card approved based on my credit history in Brazil. I didn't believe I was going to get such a good credit card. I hope they can help more immigrants build their credit in US based on their native country history.
Alexa
A great business idea The process in getting your Nova Credit score and applying for a US credit card was really straight forward and easy to follow. It's a really great idea and acknowledges responsible credit users who have been living overseas. What's stopping me from giving 5 stars is that I wish it was more widely recognized, at the moment it's a very useful tool for building American credit but it would be even better if you could use it instead of an American credit score.
Carlos
I got my US amex card using the Nova credit history program as reference to transfer my Mexican Amex one. I just move abroad for due to my job and using the program of nova credit I start the global transfer application and after 1 week and share the nova credit history and a billing with my new address at the US my application was accepted . For the future may be good to have information or mails regards what's the next , for example how to start to build the credit history , some recommendation of the next steps , recommendation about to go for the SSN or drive license, after that, apply with the same move credit program for a car loan , that kind of next steps will be great .