We are Virginia-only by choice. So when we say we are protecting our neighbors, friends and family – that’s exactly what we mean. We are a mutual insurer, which means every policyholder is a part owner of the company. Instead of passing profits to shareholders, we invest them back into the company to create better products and keep premiums low for our members.From blizzards along the Blue Ridge to hurricanes in Hampton Roads, Virginia is home to its own set of risks for property owners. Thanks to our deep local roots, we know them all. The result is Virginia Insurance that's specifically designed to protect Virginia properties. We also offer auto, renters, and umbrella policies to name a few.
Northern Neck Insurance Company (nnins.com) has 13 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
Also known as
nnins.com
Website
nnins.com
Category
Insurance
Location
Irvington, Virginia
Listed on Five Star Index
2026
About these reviews
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The company replied to 100% of reviews.
Latest
Most recent review: August 2026.
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George with NNIC is very professional and responsive.
We had what we thought was minor damage from some coals in the chimney flue. 2 different companies confirmed that the chimney and fireplace needed to be completely replaced. We placed our complaint and within one hr George had taken all of our info and dealt with the servicing company. Totally professional and very responsive.
Response from Northern Neck Insurance CompanyAug 18, 2025
Thank you for your feedback. Please let us know how we can serve you again in the future and thank you for trusting us with your home insurance needs.
CK
colleen K.
Helpful and Fast
Betsy Gough was thorough and quick at responding and taking care of everything! I was crushed when I had to throw away a months worth of groceries. This really helped out when times have been tough and I appreciate it so much.
Response from Northern Neck Insurance CompanyMay 21, 2025
Thank you for your feedback. It's our pleasure to assist you with your claim. We look forward to serving you again in the future!
TH
Tremendous H.
Formally writing to express my concerns…
Formally writing to express my concerns regarding the handling of my water damage claim (Claim #CLM-00126726). After multiple discussions with Supervisor Justin Tuck and Claim Adjuster James Kay, I believe the matter has not been managed appropriately. I am requesting that this issue be escalated for further review by higher management.
I was informed that my claim would be denied due to my engagement of a contractor to begin repairs. However, I was not made aware of any such restriction prior to the contractor’s involvement. This reasoning for claim denial appears to be inconsistent with the guidance provided to me and with industry practices. Additionally, I submitted photographic evidence of the water damage, but both Mr. Tuck and Mr. Kay informed me that the photos could not be accepted. When I mentioned that photos had been accepted for a previous claim, I did not receive a satisfactory explanation as to why these particular photos were being rejected.
Furthermore, I found Mr. Tuck’s response to my escalation to be unhelpful. Rather than working towards a resolution, he became dismissive, and when I inquired about the previously offered hotel expense due to the damage, he stated, “Well, we don’t have to offer the hotel expense,” which I found unprofessional and discouraging. This entire process has been extremely stressful and frustrating, and I have not felt that my concerns have been adequately addressed. I believe the overall handling of this claim has lacked empathy and urgency, which has only added to the difficulty of this situation.
Given the circumstances, I respectfully request that this matter be escalated to senior management for further review and resolution. I would appreciate the opportunity to discuss this issue in more detail, and I am available for a follow-up call at your earliest convenience
Response from Northern Neck Insurance CompanyMar 7, 2025
Thank you so much for your courteous and detailed feedback. I'm so sorry your claim has been frustrating and discouraging. Some claims can be more complex. I will forward your concerns and someone will be in touch promptly. Thank you so much. ~Nancy at Northern Neck Insurance
DM
Dora M.
Responsive service
The claims team was very responsive and helpful during the process.
Response from Northern Neck Insurance CompanyJan 20, 2025
Thank you for this feedback and please let us know how we can serve you again.
ET
Ed T.
Virginia was excellent
Virginia was excellent! She answered all my questions and helped me make decisions that saved me money on my auto policy without changing my liability coverage. She’s an excellent representative of Northern Neck Insurance. You are very fortunate to have her on your team!
Response from Northern Neck Insurance CompanySep 10, 2024
Thank you for letting us know. It's our pleasure to provide you with excellent service. We'll be sure to let Virginia know how pleased you are. Let us know how we can serve you again!