NibblesReviews of nibbles.com

Ck my credit history u dummies for the last several yrs since my forced bankruptcy

I created a Claim since November last year and is January and no update. The only way to contact Customer Service is by email but nobody answer.

I’m sharing this review to help other consumers be aware of a procedural issue I experienced with Nibbles’ application process. My Nibbles Card application was declined solely because my TransUnion credit file was temporarily frozen for security reasons. This was not a credit-based denial. Once I was notified, I immediately unfroze my credit so the application could be properly reviewed. However, despite resolving the issue right away and having excellent credit, I was then told I am barred from reapplying for 30 days due to an internal policy — even though the original reason for the decline no longer exists. For context, my credit profile is strong: • FICO score in the high 700s • Low overall utilization (~5%) • Excellent payment history • Stable, high income This felt punitive and unreasonable, as the lockout was not related to risk or creditworthiness, but rather a technical security measure that I corrected immediately. Preventing a consumer from reapplying after fixing the issue does not seem fair or consumer-friendly. I reached out seeking a manual review or waiver of the waiting period, but the process has been frustrating and slow. This is especially concerning when financing is time-sensitive (in my case, related to necessary medical care for my service dog). I’m hopeful Nibbles will improve this policy, because barring qualified applicants for 30 days due to a frozen credit file — even after it’s unfrozen — is something consumers should be aware of before applying. I’m leaving this review in good faith so others can make an informed decision and avoid unnecessary delays.

One of my pups injured one of the nails on her front paw on a Saturday. We applied first aid and watched it. On Sunday morning the nail was inflamed and weeping. Dog was walking on 3 legs. We took the pup to an urgent care vet and got treatment. It was great that the claims process was somewhat automated by using the card. Within a couple of days they declined the claim. I understand that outpatient meds are not covered under my plan, but they denied the office visit fee. The website clearly states that emergency vet treatments are covered. The most frustrating part of this is that they don't have customer support number to call and discuss the matter, email is the only option. This makes managing these types of challenges exceptionally frustrating. I sent a message to the support center asking to speak to a rep and asked to receive a full explanation of my benefits. No answer yet. I may be speaking too soon but unfortunately I feel like this may be a too good to be true product. I'd certainly pay a little more to speak with a rep under these circumstances, rather than the frustration of email after email.

I’m just trying to see my latest statement and I can’t find it anywhere. Your website needs to make it easier and quicker to find help.

Issue linking account

I tried to sign up for a credit card and the free 1 yr insurance for my service dog was rejected never said why. But! Their email sent to me said Free 1 yr pet insurance and they have no phone number to call them or address and the bank that they are associated with has none too ! Is this a scam? Very poor way of doing business ! Mr.J. Bernsweig

In all honesty I thought this would work out. I applied. I was approved. It wasn’t my name associated with the card. I notified nibbles. They wanted a copy of my DL. I sent it to them. No word. Oh well. I have care credit for my dog.