Haleigh
Horrendous Customer Service and Dispute Team Investigation
I recently had fraudulent activity on my card, $200 worth. I did not notice until my card was declined a few days after the fraudulent charges happened. I reside in Washington and the charges happened in Texas, one of them being the typical Home Depot scam charge. I reported the charges to Wisely dispute team and requested a new card. The following day I get an email that the investigation found “No Errors” and when I called the wisely team again to try to understand why no errors were found, they were extremely unhelpful and unfriendly. I had to write a hand written letter re-explaining the fraud and send to their ADP HQ in San Dimas. The Wisely dispute team after hearing that I was not present for the charges and I did not give anyone my card or card number is in Violation of Regulation E, holding account holders liable for unauthorized transactions upon receiving oral communication. I am extremely disappointed in the lack of a real investigation, the process of having to hand write and mail a letter to open my dispute back up (this is not the 1950s), and the customer service representatives.



