Payless USA LLCReviews of myplusa.com

Biggest scammers!!!! Tried to do a bait and switch to try to convince me to do a debt resolution program instead of an actual personal loan!!! Dont do it!!! You can do the negotiating yourself with your creditors and save your credit without having to pay a fee !!! What a joke!!!!

This is not a loan company, this is a company that is a debt resolution company, not a lender, it’s fraud! Don’t fall for it!!!! They should be up front n say who n what they really are, I would not have let them pull my credit score which has went from a good now to fair!!!! N the Rep. was nice but condescending n reprimanding.

SCAM. NOT A LENDER. DO NOT CALL, DO NOT PICK UP THE PHONE. NO INTENTION TO LEND MONEY. DEBT CONSOLIDATION ONLY, NO LOAN. BAIT AND SWITCH!!!!

Do not trust this company.

Misleading offers. Received a mailer for a considated loan option. Once called, Was referred to Americor who just handles debt consolidation. Beware of what they say and wary they will probably mislead you.

Pre qualified? No. 5.9 percent? No. Up to 75,000? No. Total scam. Like many that are out there. Stay away

Nothing against debt consolidation brokers offering soothing relief to people going through debt challenges, but to send letters in the mail offering people sub-prime loans when they are not lenders at all, but debt counselors making commissions on every customer they 'help' is classic telemarketing boiler room bait and switch scamming at its finest and given they only incorporated earlier this year I have a feeling they know it too--RUN don't walk!!

I received a pre-approved offer for $50,000 6% interest. It was not true. I told them up front that my credit is poor right now because I just moved and had a lot of extra expenses so I had to use a lot of credit cards that I normally would not have done. I made that clear up front. They wasted my time. We're unable to do what they gave me a pre-approved offer for. And I'm very annoyed. If they would have just been upfront and honest when I explain the situation and told me right away that they would not be able to do what they gave me the pre-approved offer for that would have been fine. They did not do that. I could hear them in the background with what sounded like a spinning wheel like a gambling wheel, and I asked the person I was speaking to about it and he said that it was because it was Friday and they were celebrating all their wins. Now it's not like I don't expect people to make money when they are lending money but this is not that. The documentation I received made it seem like they were the lender. They are not the lender. They are a broker. That is not what I was looking for and I was not happy.