Cecilia A.
I was a great expirience and very…
I was a great expirience and very helpful

Obligo
Obligo (myobligo.com) has 225 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Claim this listingReal Estate · New york, New York
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Real Estate · Brooklyn, New York
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Real Estate · Brooklyn, New York
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Real Estate · Greenlawn, New York
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225 approved reviews, newest moderated first
Cecilia A.
I was a great expirience and very helpful
Jolyn
When I signed up for Obligo, my understanding was that I would pay a portion of the deposit yearly until the deposit amount was met. However, now the outrageous "service fee" of +$700 I paid them wasn't going to my deposit at all. It was only the cost to forego the whole deposit and make payments the next year. $700+ down the drain. Obligo calls $700+ a "small fee". Where on planet earth is that a small fee? They call it a small fee compared to the deposit. Had I known this, I would have got the money for the deposit OR looked elsewhere. This is another company that has found a way to take advantage of people in need.
Response from ObligoJul 29, 2026
Hi Jolyn, Thank you for taking the time to share your feedback. We're sorry to hear that your experience with Obligo didn't match your expectations. Obligo is designed as an alternative to a traditional security deposit. Rather than paying a refundable cash deposit upfront, renters pay a non-refundable service fee in exchange for the flexibility of keeping those funds available for other expenses. Because the service fee is separate from a security deposit, it isn't applied toward move-out charges at the end of the lease. We recognize that this model isn't the right fit for everyone, and we're always looking for ways to make how our product works clearer before renters enroll. A member of our team has also been working with you directly to address your concerns and answer your questions. If you have any additional questions, please don't hesitate to reach out to us at [email protected]. – The Obligo Team
Eulalie
Obliging allowed me to navigate the initial process smoothly.
Amanda F.
It made moving less of a financial burden.
Judy M.
I tried so many homes to rent and paid for so many applications and in the meantime I lived jn my car with no hope of getting a place to live and ran out of money cause I applied everywhere. Finally got. Co-signer and than you saved me as well by covering the security deposit. Thank you so much!!
Amanda M.
It was fast and easy to apply. It helped me so much to not pay the whole deposit all at once. Since I'm moving from Ohio to Florida it saved me so much to put on other things to get me moved. I would Definitely recommend using Obligo to anyone.
Monica “MzDreadz” C.
I paid my security deposit through your services, but American Avenue is saying that it hasn't posted. They are threatening to send me to collections.
Brandy S.
They made moving into my apartment less stressful covering the deposit with just a small fee to them...