FortivaReviews of myfortiva.com

Do NOT apply for a credit card with this company. I’ve made my payments on time with this company for the ENTIRE time I’ve had 2 credit cards with them. I receive an acknowledgment email within minutes of when the payment is made. The problem is the threatening texts I receive the day after I make my payment. In the last six months I’ve received three texts stating my payment was late and to call them immediately. I finally called and got excuses from both CSRs who told me it was a “system glitch.” I asked them to confirm my ON TIME payment history, which they both did, but neither could give me a reason why I was sent those late payment texts. I asked them to explain it to me, because it’s stressful to receive these texts, and it’s also rude to harass their customers who’ve already paid. Neither could give me an answer. And yes, I know I could opt out of getting texts, but I prefer to get them if there’s any unauthorized activity. No one can or will answer my question.:(

They do not respond appropriate to inquiries. Their co managed serve ice with Ashley is poor. Mostly because the Sales agent at Ashley home store mismanaged the communication. The card annual fee of $100 is more than the $79 product that I bought. No communication about an annual fee was presented to me in a way that made me aware.

Do yourself a favor and don’t get this card they are ass, the company constantly lies about when bills are due, they lie they cheat they steal , they put hidden fees on top of making extra payments , the have annual fees that get charged even if the accounts closed stay far far away from myfortiva unless you like getting shafted in the butt with no lube

36% interest rate. Steep annual fees. Increases as your limit increases. Glad I was declined. Go with Merrick Bank or Credit One if you're that desperate for a credit card. Avoid Fortiva. 36% should be enough to turn you away. It's despicable.

Do not use this company! They don't have anyone at their call centers that speak proper English. The whole company stinks! If you can't speak proper English you shouldn't have a job in customer service!

DO NOT DO IT. THIS COMPANY IS FRAUDULENT AND HAS PREDATORY LENDING PRACTICES. CUSTOMER “SERVICE” will hang up on you if you ask any questions.

Do not get this card...!!! My payment was 3 f---- days late. I always do a phone payment but when they didnt get the payment on the due date, they went in and TOOK the payment without authorization. How the HELL do they get away with this. Im refinancing and planned on paying the card off but now im gonna be closing the account due to fradulant activity on There part. They dont have the right to access someones checking account without permission. Now I have to file a law suit against them. DONT GET THIS CARD...!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

To many fees I paid off my balance and they keep charging fees an a yearly fee they limit are very low an stay low for years unless you pay a hi fee just for about a 100.00 limit raise