We help our customers protect what they care about and achieve their financial goals. Mutual of Omaha is a privately held Fortune 500 mutual insurance and financial services company based in Omaha, Nebraska.
Mutual of Omaha (mutualofomaha.com) has 157 customer reviews on Five Star Index, with an average rating of 1.4 out of 5.
Also known as
mutualofomaha.com
Website
mutualofomaha.com
Category
Insurance
Location
Omaha, Nebraska
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 53% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
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I have a small life insurance policy that I have paid the premiums for over 10 years. My policy has a writer on it that pays up to 80 percent if you have heart attack or are diagnosed with cancer. I had a heart attack and when I tried to file the company took nearly 2 years to send me the application. When I finaly get the paperwork it says that I had to file within 1 year so all those payments were just a waste of money.
Response from Mutual of OmahaOct 19, 2026
Thank you for contacting us. We’re sorry to hear about your experience. We'd like to look into this further.
Please email your name, phone number and the best time to reach you to [email protected]. We look forward to speaking with you.
RB
Robert B.
Payments are terribly late…
My father paid 800 a month for decades for long term care insurance. Every month they are weeks behind on payment
He has to call numerous times just to get payment. They should be looked at by the government because they are not meeting their obligations
If aa negative rating were there id use it
DO NOT USE THIS COMPANY FOR ANYTHING. CUSTOMER SERVICE WILL GIVE YOU THE RUNAROUND.
Response from Mutual of OmahaOct 15, 2026
Thank you for reaching out. We take your concerns seriously and would like to learn more about your father’s experience.
Please email your name, phone number and the best time to reach you to [email protected] so our Customer Care team can follow up.
JB
Joel B.
What a surprise, they are a typical insurance company.
What a surprise, they don't want to cover anything. The meager $1500 a year and they do everything to have an excuse why to pay little to nothing. $2500 I need to have, not cosmetic, they only paid $200. Might as well not have dental insurance and just do cash since it is not much difference.
Response from Mutual of OmahaOct 14, 2026
Thank you for contacting us. We'd like to discuss this further. Please email your name, phone number and the best time to reach you to [email protected]. We look forward to speaking with you
RA
Rob A.
The mutual of Omaha supplemental issue…
The mutual of Omaha supplemental issue for cancer heart and stroke protection is the biggest ripoff, the DO NOT PAY , don't waste your money.After having a heart attack and bypass surgery, they wouldn't pay anything.
Response from Mutual of OmahaOct 1, 2026
Thank you for sharing your experience. We're sorry to hear about your health challenges. Coverage and benefits are based on the specific terms and conditions of each policy.
We'd like to learn more about your situation. Please contact us at 800-775-6000 or email [email protected] so we can review your concerns and assist further.
MP
Michael P.
Basically been robbing me for over a…
No emails for over a yr until the last 2 months (thats how i found out), Basically been robbing me for over a year, i keep telling them to cancel the accidental policy but they wont.
DONT do any business with them.
BIG BIG SCAMMERS
Response from Mutual of OmahaSep 21, 2026
We're sorry to hear about your experience. We'd like to review your concerns and help resolve the issue. Please your contact information to [email protected] so we can investigate further. Thank you.
AF
Amy Flaim M.
Horrible customer service
Horrible customer service! I started a refinance process, but decided to go with a different lender which I have the right to do. I had not heard anything from them at all until the other lender requested that my case be transferred. At that point, they continually stalled to transfer my case including the appraisal I had paid for, harassed me at home AND at work, left harassing voice mails for me... so immature. I do not recommend working with them!
SB
Scott B.
Inept customer service
After our parents passed, my brother informed me they had a Mutual of Omaha life insurance policy in my name. At 53, this was news to me. I call Mutual of Omaha to inquire, after providing my name, DOB, SS my parents full names and DOBs, I was assured there was no such policy. They did suggest provding the bank account and routing number used to pay. I call back give all the same info plus banking, no policy found. Waited a few days, called back. Gave the same info again with bank info and yes, there is a policy. I'm given the number, i repeat it back to confirm and the ball is rolling. They sent forms to complete since I chose to cash it out due to it being a small amount and I already had a better policy. I complete the forms and email them back. Four days later I get an email the policy number is incorrect. I check the information as given to me and resend. Days later, policy is incorrect. I email back and ask for the guidance on how to get the number since this is what I was given and confirmed. No response after several days so I call back and am given a different policy number, with half the digits. I re-submit the forms and wait. A week goes by, on day 10 I call to see why I never got a response. I get the "In all my time at Mutual of Omaha I've never seen this happen", they somehow overlooked the email with the correct information, the lady verified it was in the file, and was correct and should have been processed in 72 hours max. She assures me it will be placed in priority and be processed in 24 hours. Nine days later I check back in, was processed four days after the 24 hour window. Now a decent company would expedite the process, nope the only possible way to make it worse was to use the USPS. Seven days from Omaha to Denver. Nice way to wrap up the experience.
MO
Moment
These scumbags won’t stop harassing…
These scumbags won’t stop harassing even after I repeatedly asked them. And if you get someone on the phone .. they talk over you to sell more stuff. Be aware of these barrage of calls anytime any day . SCUMS.
Response from Mutual of OmahaSep 8, 2026
Thank you for your feedback. We're sorry to hear about your experience. If you'd like to have your phone number removed from our calling lists, please email [email protected] with your contact information, and our team will be happy to assist.