Alana E.
Don’t do it besides I know All the one…
Don’t do it besides I know All the one and outs I work here

We help our customers protect what they care about and achieve their financial goals. Mutual of Omaha is a privately held Fortune 500 mutual insurance and financial services company based in Omaha, Nebraska.
Mutual of Omaha (mutualofomaha.com) has 157 customer reviews on Five Star Index, with an average rating of 1.4 out of 5.
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Alana E.
Don’t do it besides I know All the one and outs I work here
Lori
If I could give a minus zero I would, I canceled my policy was told I would get a refund and NOW, I’m not I also have encountered some of the rudest customer service agents EVER!!! DO NOT DO BUSINESS WITH THIS COMPANY, and contact your Attorney General over there unscrupulous practices!! N
Response from Mutual of OmahaMay 5, 2026
Thank you for contacting us. We take your concerns seriously and would like to look into this further. Please email your name, phone number and the best time to reach you to [email protected], and one of our customer care associates will be in touch.
Ruth
My mom had been paying the for years and years. She turned 93 and they dropped her. I will NEVER patronize this horrific crooked company.
Response from Mutual of OmahaApr 20, 2026
We’re truly sorry to hear about your experience and understand why this situation would be upsetting. We care deeply about the individuals and families who trust us with their coverage, especially during later stages of life. We’d like the opportunity to review what happened and better understand your mom’s situation. Please email [email protected] with your contact information, and a member of our team will follow up.
Jamie H.
I would give this Company a NO STAR. MUTUAL OF OMAHA should be ashamed of themselves for how they manage the Long Term Care part of which I've had the nightmare of an experience. If they do all of their customers like they have done me and the poor lady I take care of who owns the policy, which after reading reviews it's obvious they do they should be ashamed of themselves. To call themselves a decent insurance company is a flat out Lie. The lady I take care of has a Long Term Care policy that she's paid premiums on that they deduct like clockwork for over 5 years. They continued deducting her premiums even after finally being approved and which they still have not reimbursed her for. When It came time she needed to use that policy to have someone come and help her in her home because she could no longer manage normal activities by herself and developed Dementia. It took me 8 months for them to finally approve benefits and if it had been anyone else they would have given up. because of the complete drawn out process, lack of concern and just the overall amount of bullsh-- they made us go through. I finally had to turn them Into the Insurance commissioner to get them to pay me. I helped this lady and worked for her for free for 8 months because she had no family and no one to help her. And even after The claim was approved I've had to deal with nothing but more aggravation with these people. They keep you on hold for hours or don't call you back. They give you the run around and change phone numbers and emails and case managers to the point of trying to keep you confused or just completely frustrated to the point most people would just give up which is exactly what they hope you do so they don't have to pay. They advertise what a great company they are and how easy it is to use them but I'm here to tell you DO NOT BUY A POLICY WITH THIS COMPANY BECAUSE YOU WILL LIKELY NEVER GET PAID UNLESS YOU HAVE THE TIME AND PATIENCE OF JOB and that is putting it mildly. Unless you have had to deal with this personally you would not understand or believe what these people do or lack thereof. It's the most unorganized, uncaring bunch ,stuck in the last decade of SCAMMERS that I have ever encountered. PLEASE PLEASE PLEASE FOR THE SAKE OF YOUR SANITY DO NOT BUY A POLICY WITH THIS COMPANY. AND IF YOU ALREADY HAVE AND CANNOT GET THEM TO DO WHAT THEY SAID THEY WOULD THEN CONTACT THE INSURANCE COMMISSIONER AND FILE A COMPLAINT. IT IS THE ONLY WAY YOU WILL GET WHAT YOU PAID FOR. IVE HAD TO DO IT TWICE. This company needs to be shut down for how they operate and treat their customers. I can only shake my head in pure disgust and hope and pray they go out of business so they can't continue to keep robbing and scamming people. I'm dead serious when I tell you this is the worst insurance company on the planet.Just imagine the worst and add 100 times more bullsh--. I could literally go on and on but there's not enough time or room to tell you about how horrible they are.
Response from Mutual of OmahaApr 15, 2026
We’re very sorry to read about your experience and the frustration you’ve described. This is not the level of service we strive to provide, especially when someone is relying on long-term care benefits during a challenging time. While we’re unable to discuss individual policies or claims in a public forum, we do want the opportunity to better understand what occurred and review your concerns. Please reach out to us directly so we can look into this further and see how we may help. You can contact our Customer Care team by emailing [email protected] or by calling the number listed on your policy documents. If you’re working on behalf of a policyholder, our representatives can also explain any authorization needed to discuss the claim. We appreciate you taking the time to share your feedback and hope to have the chance to address your concerns directly.
Dave M.
Gald l read the reviews first Awful Customer service denied claims.No thanks 1.4 stars
Suzette
I am very Disappointed in Mutual of Omaha I call on yesterday 4-03-2026 to handle some business everyone I talked to was RUDE that is not the norm for customers service with them... And then they do not update when I pay online... I do not like the way they pry in personal business like:I see you have insurance here but what about here... HANDLE WHAT IM CALLING YOU ABOUT!!!! I HAVE BEEN WITH THEM FOR OVER A YEAR.... IM GONNA HAVE TO SEE IF IM GONNA STAY WITH THEM... PEOPLE PLEASE DO YOUR RESEARCH.... EVERYTHING THAT GLITTER IS NOT GOLD
Response from Mutual of OmahaApr 6, 2026
We’re sorry to hear about this experience, and we appreciate you taking the time to share your feedback. What you described is not the level of service we aim to provide. We’d like the opportunity to look into this and help make things right. Please email your account and contact information to [email protected], so we can review your account and address your concerns.
TSEUQNOC Conquest T.
Ford call to the was horrible! And I see why they have 2 stars overall as a company! How are they in business for so long! My grandmother has had a life insurance policy for me since 2009, she recently passed this year and I am trying to take ownership of my policy as simple as possible to further pay on the policy and manage it. My grandmother set things up so nothing would have to go to probate! I work in this line of business and I have never had to deal with something so stupid, insensitive! And frustrating as this company! They are requesting letters of administration from the courts just for me to take over my policy that she created for me when she set everything up so nothing would have to go to probate! Literally she passed 3 days ago and this idiot of the company wants to argue with me about court documents when only a death certificate would be needed! Why do this company need a LOT for me! The alive person to take ownership of my policy! When this is over I’m closing this! Take the lost rather than deal with this horrible complicated firm! It’s a rip off and they have HORRIBLE CUSTOMER SERVICE!
Response from Mutual of OmahaMar 31, 2026
We’re truly sorry for your loss, and we understand how upsetting and overwhelming this experience has been—especially during such a difficult time. What you described is not the level of care or compassion we strive to provide, and we regret that your interaction left you feeling frustrated and unheard. While requirements can vary based on the policy, ownership structure and state regulations, we’d like the opportunity to look into what happened and see how we can help. Please reach out to our Customer Care team so we can review your situation and assist you directly. You can call 1‑800‑775‑6000 or email [email protected]. We appreciate you bringing this to our attention and hope we can work toward a more supportive resolution.
Ashley T.
Horrible experience, they stated I would be eligible for STD when I went out for surgery, I had surgery and now three weeks into my 6-7 week recovery they say they will not pay me anything. Horrible horrible I will be talking with my company so we DO NOT USE these guys again.
Response from Mutual of OmahaMar 27, 2026
We’re sorry to hear about your experience and understand how frustrating this must be during your recovery. Short-term disability decisions can depend on specific policy details, and we’d like to review your situation to ensure you have a clear explanation. Please your name and policy information to [email protected] so we can look into this further.