Ms. K.
I have had nothing but excellent…
I have had nothing but excellent service with this insurer. I purchased a guaranteed life right before Covid hit. My husband was a diabetic with other health issues. The premiums were high but I knew it was necessary. He passed October 2022. I called and the representative asked me to hold on. She called the funeral home to confirm his death. His benefit was approved on the spot and I had a check in three days. My husband was a city worker/ union 32 years and I cannot tell you all of the paperwork they want before payout for a few thousand and they tax 20%. As well as other insurers. W9, certified death, copies of I’d, notaries, copies of paid funeral bills. It’s absolutely ridiculous. None of them have paid out and he died a month ago. I was fortunate to have cash on hand to pay his expenses. But many don’t. Since his death, I have heard of horror stories from families who can’t get paid after years of paying a policy. Maybe I was lucky but I know I was fortunate.




