Midnight VelvetReviews of midnightvelvet.com

Midnight Velvet has fraudulent accounting. They have been fraudulently reporting that I owe over $600 on my previous account. They NEVER credited my account for ANY payments made. I ended up settling the account for $160.77 with Collection Bureau of Hudson Vallley on April 19, 2022 through AmeriMark (Midnight Velvet's previous parent company). At no time did Midnight Velvet make any adjustments or report accurately to all three credit reporting companies. I am still trying to get this resolved today.

It would be great, that Midnight Velvet to use a paypal.

The merchandise is nice but very pricey. DO NOT get/use their so-called 'credit card/plan'! They charge you $20 a month just for the privilege of buying their merchandise. Say you charge a $100 item. You plan in paying it back at about $25/mo for 4 months (plus interest). Month 1: your $25 goes toward your $20 charge fee plus about $5 interest. Result: you still owe $25! At month 2 when you get smart, you pay $50. Again, $20 fee plus $5 interest: now you've paid $75 and you still owe $75 on your $100 bill! It will take you 2 more $50 payments to pay it down: $175 on your $100 purchase! Doesn't stop there.......they will continue to charge you $20/mo until you cancel the credit plan. And they charge you interest on your $20 if you're late. TOTAL RIP-OFF. SHOULD BE ILLEGAL. DON'T BE TEMPTED OR FOOLED.

Their reliable return/refund policy make it easier for me who hates shopping. I get into some of their fine jewelry and caftans. Taking a trip up north and I have something for everyone. I’m get some really cute items and I don’t have too many hassles. They’re knowledgeable and helpful and assist with the best intentions.

Might want to be cautious if doing the deferred payment plan option. one could end up paying $80 a month, towards a balance that looks pretty much the same on each bill. not to mention their jewelery is prone to tarnish which was surprising, because iv'e dollar store jewelery that has still maintained it's color. also may be helpful to know customer service is not available on weekends which is when working customers generally have the time to utilize.

Just recently ordered a second time from Midnight Velvet and again service was excellent. Item I ordered did not work for me so I had to return. They kept me informed by email and I had a credit which they mailed back to me. Nice on line company to do business with.

I have ordered several blouses and a few home decorator pieces here. Nice quality, no issues.