Midland Credit Management, Inc.Reviews of midlandcreditonline.com

This company is a nightmare to deal with. I get it. I owe a debt. I must pay the debt. I can’t understand how this multi-million-dollar company can behave this way. I have sent numerous replies asking for a reduction or a settlement, and I hear nothing back. Then, all of a sudden, I get another email the very next day, hounding me. Then the next day I get another email hounding me. Then this email (I assume it’s auto-generated) says, “Michelle, we haven’t heard from you”... Then I get a letter threatening legal action. They offer what they consider a settlement, and I see it as a slap in the face. Over $800 is owed, and you’re “willing” to take $89 off… I might as well pay the whole balance. I’m pretty sure this company violates multiple collection practices acts based on what I know. I will not be bullied into a balance that I’m not going to pay, more than half of what I owe. That’s called a settlement. Their employees are rude, the managers/supervisors are “conveniently” never around, and they tell you that if you don’t pay, they will pursue legal action. Then go ahead. At this point, I would much rather pay an attorney thousands than pay a multimillion-dollar company hundreds, especially when I know they bought my debt for next to nothing.

This company's AI agent starts to make many mistakes, including duplicating the same bill again and their customer service reps are non-English speakers. They can detect all consumers' activities and no allowance any communicative form to rebel their mistakes. Their AI agents start to duplicate everyone's bills and nobody will move on to resolve their debts.

This company is the worst. I have been trying to set up a payment plan FOR MONTHS. I have given them my bank information TWICE now. Today I went on their site to try again and now it's "under maintenance". I wonder if RESURGENT CAPITAL SERVICES could get my account from this terrible company.

They received a garnishment from my taxes and still used a levy on my account making it to where they got the payment twice. I kept calling and explaining it was payed and when could I get the levy removed and the money returned as I had IRS documentation. They then said I had a $64.00 balance The same lady kept receiving my calls. She was very unprofessional as I explained my bank isn’t legally allowed to contact them they need to issue something for the $64.00 to be payed she was unprofessional as she explained she’s done this for eight years but when I had spoke to a creditor there prior to her calls he explained my bank account would be closed anyways because it takes 28 days to get the payment I didn’t get the female workers name all she kept saying is are you relaying a message or what do you need because you don’t sound right I offered to three way my bank but she insisted I just pay and kept screaming terrible place and terrible people I won’t recommend this place and will also leave multiple reviews for people to understand they are scamming people

I find it so undermining that this company pushes so hard to get your money, but on the back end, it takes so long to email a satisfaction letter.

They are scammers i don't owe any debt to my bank. I payed off the 500$ a few months ago i owe nothing and they continue to harass me and lie saying I still owe it when I do not.

They lie to you. They told me that they don't report to Credit Karma and they sure do, I can log in right now and see the account on there. They have also reported to all three credit bureaus that I have missed every single payment but when I called and asked them, the guy said that all they report is the balance and that makes no sense how you can have a balance without the accurate payment history. I have disputed this with all three bureaus. I asked for a manager on the phone and was told to call back later and see if he would talk to me. They refuse to work out a settle for less, the chat team is absolutely useless and the people that work the phone number the chat team makes you call are the ones that will lie to you about your account.

They were very harassing & threatning over a payment, slack with there services. Rude and aggressive debt collection practices, awful customer support, quick to cause a painful headache for you and your family. Horrible experience with this company and service!!! Be cautious and careful with this company as its abusive!!!