I posted a few days ago about the appalling service from Metro Bank, in my view almost fraudulent. The issue still hasn't been resolved because they are now insisting on sending some information by post. That's right, in 2021 Metro Bank haven't worked out that email or secure messaging would be the best way to do it. The outcome is, they will have had my money, a significant sum, for an extra week, gaining interest for themselves. The people on the phone are very good and as friendly and as helpful as they can be but they seem to be embarrassed themselves by the bank. Truly true appalling.
SE
Sean
Choose any other bank
Choose any other bank, i have over £2000 in metrobank, but after several attempts to pay £13.50 on ebay because metrobank said insufficient funds find another payment method...after several wasted hours trying understand why metrobank even even via PayPal was declined, only be told ive exceeded max no. transactions, nobody at Reading told me you can pay a limited no. People in one day...deceitful...go to another bank where you can spend your own money...and not be told NO
MC
Mr. Charles W.
Shocking service.
Shocking service.
I invested a large amount for one year fixed interest.
Now we are are struggling to get the money sent back to our original account from where we originally sent the money. I have had my internet account blocked because they said that there was suspicious activity.
The suspicious activity was me having problems trying to log in which was no fault of my own because their website was playing up.
They now want me to make a stressful journey to the centre of Birmingham which is a no go area to us. The reason I made an internet account was to save going to banks. They seem so useless and appear to live in a dinosaur age of red tape.
Do not use them if you want to keep your sanity.
AK
A K.
The worst banking experience ever
If you have an account with Metro Bank please switch to some other bank and close your Metro Bank account immediately. If you are satisfied now at some stage you will regret for not following my advice.
I opened my account few weeks ago and made a transaction of £1000 into my Metro Bank account for an online investment. I even didn’t know when they blocked my account but after a few days when I tried transferring money again (£3000) it didn’t go through. I called customer service, they told me that my account has been blocked so no money can come in and out. I asked for the reason and they said they can’t tell me but will email someone who will get back to me but no time frame was given. They assured me that money should bounce back to the account where it came from within 24 hours. I spoke to three different advisors and they were very unhelpful and didn’t have clue what to do. I called them a number of times and each time the advisor gave me different information. I called the next day and one of the advisors said she will call back. She called me back after 6 hours to tell me that my account has been blocked due to suspicious activity. She gave me an email address and asked to email verification documents. I had to clarify what verification documents as no information was given. There was no time frame given. The interesting thing is that even though my account was blocked and I was told that money can’t come in and out Metro Bank manage to take my money in the account which should not happen. Later I went to the branch to see manager and she said the same thing that if the account is blocked how come the money come in. So Metro bank is happy to take your money even though your account is blocked but can’t provide you with any information on why. I have never come across this sort of worst service in any sector in my entire life. With my HSBC account if there has been any security threat they will call or text you straight away.
Points to consider
1- Are banks allowed to block your account without notifying you?
2- if they block your account shouldn’t the money bounce back to the account it came from? How come they allow it to get in but not out?
3- Their customer service team is clueless. There should be some sort of communication between the customer service team and their fraud/security team
4- The customer service is appalling. They will keep apologizing to you for not having any answers.
5- Reading other reviews it seems that this has happened to so many other customers but Metro bank has not taken any action. I am really surprised how this bank still exists with this sort of service.
I have no clue how long it would take for my account to be unblocked as there is no help available but for sure once this is sorted first thing I will do is close my account and ask my family and friends to do same.
Please pray that I don’t have to wait for long to get my money back and be with this worst bank ever for any longer.
I will be contacting the financial ombudsman, the FCA and getting legal advice
RM
rian M.
closed my account took my money
had this account for 3 years and today they have closed my account with no warning or reason. my account had money in it and was a very active account as I have 3 kids that need things. Going back to my old bank account.
AL
Allen L.
What a joke of the bank.
What a joke of the bank.
I wanted to change my mobile number.
They said go to the bank !?!?!?!
Ok i went to their bank. They told me it's done wait 24hr. (24hr for update of your mobile number).
After 24hr nothing yet i rang metro customer services, and this person told me the best thing to do is to go again in bank and change it ahhahaha what a joke, it's not my fault you people fix it.
But no im going back to my old bank, thank you for nothing.
MC
MR C.
STAY AWAY- DISGRACEFUL & HEARTLESS
Dear Mr Frumpkin,
I wanted to let you know, that although it has come at enormous stress and at
significant and unnecessary cost to us, I'm relieved that we have ended our ongoing stressful relationship with your disgraceful Mickey Mouse bank.
You truly are the most disingenuous company, we've ever had the misfortune to have had our business dealings with!
In the midst of a global pandemic, even though there was little to no risk to Metro, you hit the panic button without the slightest consideration to us. This situation, clearly is a direct result caused of Metro inflating it’s share value, and your greed has resulted in refinancing costs us in excess of £100k and we fully intend to seek advice with regards to a compensation claim!
You lured people like us away from reputable banks, in our case Nat West, with false empty promises of how different and caring you were, when simply Metro is just a wolf in sheep's clothing.
Your Trust Pilot reviews say it all, and for your convenience and so you're under no illusion, I have pasted Metro review link -
As a property professional, I feel it's important that people know the type of company you really are, and how you treated us.
I have already advised and warned several clients, family members and friends to keep away from Metro, which has resulted in several millions of pounds of possible new mortgage business, not being placed with Metro!
As you know, Christmas 2020 was particularly hard for all families. With great empathy, consideration and seasonal cheer, Metro added a bit more sparkle and surprise, by writing to us on the 22nd December, informing us that we had 3 months to re-finance, sell or you would appoint LPA receivers. I accept that we were in technical breach of the terms, due to circumstances which we had no control over, however, we had never missed a mortgage payment and tried to make arrangements by giving Metro comfort by offering to pay quarterly or even 6 months up front, which was declined.
Dealing with bereavement, the threat of losing our property and possibly our business, really added to the Christmas spirit and something I will never forget.
In closing, I truly hope Metro gets all it deserves and I'm sure there will be many more unhappy customers, posting the truth about a small challenger bank that coned it’s way on to the high street and hopefully shortly disappears as fast as it arrived.
Yours sincerely
RH
Raymond H.
Money was stolen from me and I thought…
Money was stolen from me and I thought that I would never see it again. But I'm glad I got my funds back with help of recoveryourcapital.work