Mercury CardReviews of mercurycards.com

My personal experience with Mercury Credit Card has been mixed, with both positive and negative aspects. However, I recently received a letter informing me that my APR for purchases will increase to 36.00%, and that balance transfers and cash advances will also be affected. Additionally, a $99.00 annual fee will be imposed. The cardmember agreement is also undergoing changes. I was informed that if I choose to opt out of the Arbitration Provision, I will be required to close my account immediately. Unfortunately, this experience has led me to conclude that Mercury Mastercard lacks loyalty to its customers. As a result, I have decided to close my account immediately.

Just got off the phone with Mercury, they are now adding $150 annual fee to me, I closed the account immediately, they’re starting to do this with all their customers, if their looking to put themselves out of business by adding annual fees to all their customers and raising their interest rates, then they are doing a excellent job, I hope millions of people read this review and close their mercury card accounts immediately. BOYCOTT MERCURY!!!

39% intrest with annual fee of $150.00 ... holding us up with out gun ..... biggest mistake getting this card .. stay away

I opened up a Mercury credit card in 2022, and have always paid my bills on time with them, and often carry a $0 balance. When I have had large purchases I pay 2x a month, always more than the minimum amount due! I was rewarded for my good payments today by getting a letter in the mail raising my APR by 3% and tacking on a $150 annual fee. WOW!! Thanks Mercury, so glad that me being a good customer was rewarded with owing you even more money.

The only reason I am rating this experience so high is because there is no lower rating. I paid my account in full online - but the account was entered wrong and the payment was rejected and no one from the company notified me of the problem until after late fees and interest was charged to my account. I tried calling customer service and was either disconnected or sent to another department with people who did not speak understandable English. When I finally got someone in Customer Service, she did not care if I stayed a customer or not. Was told that I was responsible for the interest charges no matter who was responsible for getting my account set up.

If you have good credit they dont want you. Once my score was back up and everything stable, mercury singled me out for torment until i finally left. They only want people who are desperate enough to pay their ridiculous rates. Unbelievable how these sharks get by with their predatory ways. My best advice pay off your card and get out ASAP or claim bankruptcy on Mercury cards from south dakota and walk away scott free not owing the heartless sharks a dime. May 2026 be the year most of mercury's customers claim bankruptcy.

Do not use this credit card do not even open a account it is the worse credit card you could get high fees and very bad service in all aspects no consideration for loyal costumers so do not get this card at all

I have the card, it is a good one i have a %29 APR 1k lim. it is from a real good bank. if people pay their bills you should not have any prob.