Brooke P.
What a joke
What a joke. Signed up in April and paid nearly $1k for my husband and my inquiries to be removed so we could apply for more credit. We were then forced to sign up for "Freecreditscore.com," which cost us each $97 a month (one of the main ways the company makes money). After a few months (and many nagging reminder emails later) we did have our inquiries removed. My husband and I both had over 800 credit scores, and our rep began directing our 0% APR biz applications. Their "special" application methods involve telling you what numbers to lie about on your application and what business sector to claim. They brag they have special relationships with reps that will get you higher limits than the typical $3k credit limit you can get by applying yourself. Well, after several months and applications, here are our results: $12k for 6 months (at 7.5% cost) $3k for 18 months (at 7.5% cost) Every other card was DENIED So after 4+ months, here’s what I spent to get $15k of credit: ~$1,000 initial service fee ~$776 for 4 months of Freecreditscore.com $1,125 in 7.5% fees on the $15k credit Total spent: $2,901. That means my so-called “0% APR” business credit actually works out to an effective APR of about 33% when you factor in all the fees and subscription costs.
Response from Let's Get FundedJul 23, 2026
Hi Brooke, Thank you for sharing your feedback. We're sorry to hear that your experience did not meet your expectations. We understand your concerns regarding the costs, communication, and the results you received. Our team is currently reviewing your case, and we will be reaching out to you directly as soon as possible to discuss your concerns and work toward a resolution.




