Yuri
Sharing My Experience With Lets Get Funded
I want to share my personal experience with Lets Get Funded to hopefully help others decide if this service is right for them. First, I want to be clear that Lets Get Funded is not a scam. They are a legitimate company, and I believe they can be very helpful for people who need credit repair, credit building, or basic credit optimization. If your credit needs work, I can see how their services would feel valuable and supportive. That said, I don’t think this service is a good fit for everyone. I already had strong credit (800+ score) and was looking for higher limits and larger business lines of credit, not credit repair. In my case, the cost ended up being much higher than expected. Their fee is 7.5% of the total approved amount, which adds up quickly. If you’re approved for $20K–$40K, the fee may not feel too bad. But once you get into higher approvals, like $65K–$75K, you’re looking at around $5,000 in fees. If you’re approved for $150K or more, the fee jumps to over $11,000, which is significantly higher than what most banks or traditional lenders charge. I originally thought the fee structure was more of a one-time upfront service cost, so that part was disappointing for me once I fully understood it. Another issue I ran into was communication. Every time I emailed, I received replies from different people, often through different channels. Unfortunately, none of them directly answered the specific questions I was asking. I waited over a week for a clear response and never actually got one. When I decided to cancel the service, it took multiple emails and texts just to get a response. I didn’t receive clear guidance on cancellation or a refund until I mentioned that I would need to escalate the issue if I didn’t hear back. Only then did I finally receive a response. This review is just based on my experience. I believe Lets Get Funded can be helpful for people who truly need credit repair or are early in the credit-building process. However, I would not recommend it for those who already have strong credit and are mainly looking for higher limits or large business lines of credit, due to the percentage-based fees and the communication issues I experienced. Thanks to anyone who took the time to read this.
Response from Let's Get FundedJul 23, 2026
Hi Yuri, Thank you for taking the time to share such detailed feedback. We appreciate your acknowledgment that our services can provide value, and we're sorry to hear that your experience did not meet your expectations. We understand your concerns regarding our fee structure and communication, and we take them seriously. Client feedback helps us identify opportunities to improve, and we regret any frustration this caused. We would appreciate the opportunity to discuss your experience further. Please reach out to us directly so we can review your concerns and work toward a resolution.




