
Rental property investing has always been fragmented. The broker, the lender, the insurer, and the property manager don't talk to each other, and the investor ends up managing the whole process themselves. Lineage fixes that. We are a real estate investment platform that brings acquisition, DSCR financing, landlord insurance, and property management referral into a single coordinated transaction. Instead of working with four separate professionals over roughly 45 days, investors work within one platform and close in about 22 days on average, and in as few as 13 when financing, inspection, and insurance line up. How it works Step 1: Conversation with an Investment Consultant. A free 30-minute call to understand your goals, timeline, capital, and what kind of portfolio makes sense for your situation. By the end, you'll have a clear picture of how many properties it takes to reach your target income, which markets fit your budget, and what the numbers look like. Most investors start with $50,000 to $80,000 for a down payment and closing costs. Step 2: Property selection. Once your plan is set, we match you with properties that fit. Every property is evaluated for location, rental demand, condition, and financial performance, and comes with a full financial breakdown: purchase price, expected rent, expenses, cap rate, cash-on-cash return, and the DSCR ratio your lender will use. You see the numbers before you commit. Independent appraisals, third-party inspections, rent comps based on actual leases, and title searches are included. Most investors never visit their property. A sample pro forma from the Lineage marketplace. Illustrative example. Actual returns vary based on market conditions, property performance, and financing terms. Step 3: Coordinated closing. Lineage coordinates lending, insurance, and title in parallel instead of one after another. The property is titled in your name or your LLC. You own it directly. Not a share, not a fraction, not a fund position.
Lineage (lineagehq.com) has 14 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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